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Offline Bush Tucker Man

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Insurance Renewals.
« on: September 26, 2005, 23:41:15 »
I know the insurance issue is always cropping up up, but here goes...

My renewal is in about 2 weeks, so I've been phoning around.
The quotations are surprising to say the least.

At present I'm with Adrian Flux.
My renewal is;
 Ã‚£294.00 = Policy
 Ã‚£25.00 = 'Issuing Fee' :twisted:  :twisted:
 Ã‚£13.00 =  Additional Personal Accident Cover

Giving a grand total of
£332.00

That's for having/being;
Fully comprehensive, a couple of weeks short of 40, SWMBO as a named driver, one claim about 13years ago, clean licence held since March 1983.

Out of interest & being a parsimonious Yorkshireman, I tried a few others

Sureterm = £469
GreenLight = £358.00
Swinton = £489 (just me, but £457 with Joanne :? )
Churchill = £486 (with a £350 excess :shock:  :shock: )
Privilege = £471 (£150 excess & a voluntary extra £150 excess??!)

Am I expecting too much?, or am I living in the past expecting cheap insurance?

Plus it's gone up since last year (without a claim :twisted: )
Must be with helping to pay out for the victims of all the un-insured little scrotes!


Can anyone suggest anyone else worth trying
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Richard A Thackeray 
Defender 110Td5 'Heritage Gone, but not forgotten
Jaguar XKR; X88 JLT, also 'gone, but not forgotten'

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TUFFTEE

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Insurance Renewals.
« Reply #1 on: September 27, 2005, 00:07:50 »
BTM! I got mine with Greenlight! A policy designed for 4x4's
Parts only! And it worked out for me as  the main car at £199 + about £27 for the legal stuff  All Fully comp! You need to talk to barrie scott or PM him and mention the "parts only policy" and he will explain it to you!
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Offline dracula

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« Reply #2 on: September 27, 2005, 00:13:19 »
Richard,
Try N.F.U.
Can't remember how much mine was, around £260 fully comp,
for me and Sally, full no claims, now 50 and driving since 1975.
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regards,
Paul Shapter.

Offline Bush Tucker Man

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« Reply #3 on: September 27, 2005, 00:26:11 »
Quote from: "dracula"
Richard,
Try N.F.U.



I had my 110Tdi with the NFU & then the 90CSW-V8 (factory built V8 ).
Then the renewal for the V8 went silly, it went up by over £150!!!

So it was over to Liverpool & Victoria (Frizzell), as the UNISON membership gave a decent discount.
Then that went up...

Adrian Frizell got my business in 2003

Quote from: "TUFFTEE"

BTM! I got mine with Greenlight. A policy designed for 4x4's
Parts only!

As I stated, I got a standard quotation from GreenLight, but I'd be interested to know how this works
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Richard A Thackeray 
Defender 110Td5 'Heritage Gone, but not forgotten
Jaguar XKR; X88 JLT, also 'gone, but not forgotten'

Yorkshire Born & Bred, and proud of it.

"You Can Allus Tell A Yorkshireman, But You Can't tell Him Owt!"

TUFFTEE

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Insurance Renewals.
« Reply #4 on: September 27, 2005, 00:29:59 »
Barry scott is an MC member and as far as i know we get a club discount as well!!
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TUFFTEE

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« Reply #5 on: September 27, 2005, 00:32:42 »
Richard! PM on it's way
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Offline Bush Tucker Man

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« Reply #6 on: September 27, 2005, 01:06:05 »
Quote from: "TUFFTEE"
Barry scott is an MC member and as far as i know we get a club discount as well!!


'PM' also received.

The 'GreenLight' figure I quoted was with a 10% club discount
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Richard A Thackeray 
Defender 110Td5 'Heritage Gone, but not forgotten
Jaguar XKR; X88 JLT, also 'gone, but not forgotten'

Yorkshire Born & Bred, and proud of it.

"You Can Allus Tell A Yorkshireman, But You Can't tell Him Owt!"

Offline Mark2Disco

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« Reply #7 on: September 27, 2005, 03:51:25 »
have told them about all the mods ?
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Offline Bush Tucker Man

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« Reply #8 on: September 27, 2005, 08:18:59 »
Quote from: "markandjacks"
have told them about all the mods ?


What mods?
The 'Mud-Club' & 'Discovery Owners Club' stickers& the 'Jack-Mates'

Perhaps the one below put the spanner in the works for me?? :lol:
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Richard A Thackeray 
Defender 110Td5 'Heritage Gone, but not forgotten
Jaguar XKR; X88 JLT, also 'gone, but not forgotten'

Yorkshire Born & Bred, and proud of it.

"You Can Allus Tell A Yorkshireman, But You Can't tell Him Owt!"

Offline woody

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« Reply #9 on: September 27, 2005, 08:28:44 »
it shouldn't make any difference  to your insurance if you have
held a driving licence for at least 10 years
at least 5 years no claims
any driving offences over 3 years old
the only differences should be
occupation, postcode, vehicle insurance group (for a standard vehicle)
brokers claim that they search hundreds of companies for the best quote  :lol:
as you are reading this arnt you thinking this should be in the JOKES forum :?:  :?:
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Offline Budgie

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« Reply #10 on: September 27, 2005, 10:02:12 »
My Disco, with ALL the mods declared, was £199 with NFU this year with Carol as a named driver.
I get a little extra discount as I'm classed as a crofter because of my field in front of the house that a chap up the road keeps his sheep in.  :wink:

Maybe the insurance cost is so high cos you live in the "The Texas of England"!!  :(biglaugh):
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Offline hobbit

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« Reply #11 on: September 27, 2005, 10:43:12 »
£250 with Liverpool Vic this year :wink:
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Kev

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Offline jnoshea

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« Reply #12 on: September 27, 2005, 20:50:19 »
Now I know you're all going to laugh at me because my insurance is with Morethan  :lol: Trust me, it'too expensive and since I'm soon going to lift the disco by 2" I can't stay with them anyway.  But I go my renewal quote earlier in the year and it had gone up by about £100 so I checked out what it would be through their online quote system and it came out £120 quid cheaper than my renewal  :twisted: I rang them and told them this. They weren't surprised. I told them that what I would do was cancel my insurance with them and immediately take out a new policy with them over the internet for £120 less  :roll: They said that sounded like a good idea   :lol:

Really I should switch just for that  :wink:
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Cheers
James

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Offline Xtremeteam

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« Reply #13 on: September 27, 2005, 20:56:04 »
£518 FC on my 90 with my dad as a named driver,3 points in 2004 & driving since 2003 Oh & im only 20  :lol:  8)
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Offline fram

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« Reply #14 on: September 28, 2005, 07:23:26 »
That seems an awful lot!!
Just got insured through Adrian Flux on our Disco. 4 years no claims, no accidents or convictions, £225 for the year fully comp, covered for off road use and green lanes. They also told me that the mods we intend to do won't make a lot of difference to the cost.
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Katie, Green 200tdi Disco

Offline Nugget 4x4

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« Reply #15 on: September 29, 2005, 20:57:45 »
Just bought a Disco 300tdi Commercial transfered my insurance from my VW transporter which used to cost £440 now paying £350 with the CIS this is a commercial policy with fully comp cover and £150 excess I thought that this was a good deal , I have been loyal to the CIS as in my youth if I ever had an accident they had the car back on the road within a week every time reguardless of whos fault it was
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