Insurance nitemare

[spy]

I got a quote in december to change my policy over to a 200tdi discovery.  The extra on the premium was £60 to take me up to the end of may (original policy was £330).   I have bought one, rang back to change my insurance and they want an extra £130 now untill may!  They then quoted £800 a year this is tpft with a 5k limited mileage.  I have tried lancaster and they are about £100 better but not much of an improvement.  Lancaster will only insure me if I remove the two boot seats and wont cover me to commute!  (I only go to work in it once in a blue moon anyway).

Was there someone on here who deals with 4x4 insurance?  Anyone got any other suggestions?

Thanks,

Mike

[dew1911]

Try Barry Scott, he'll either get you a quote or clean your coppers.

try www.confused.com, they can throw some cheap ones up at times.

[hobbit]

:lol:

You wanna try this one, my father wants me to insure a new car he has, cause he dont drive any more, I have a max no claims on the disco no probs, but because this is another motor, i have to start afresh with no no claims, looking at around £700 for me :shock:

That would be nearly a grand for both vehicles, now looking round for alternatives

[Budgie]

Adrian Flux is normally quite good with 4x4's and also Sureterm Direct, although they look for everything to have a working imobaliser and you have to send them proof!!  :roll:

[spy]

Its all sorted!  I rang them back and had a polite moan.  They decided to run through the quote again and they came up with £420 for next year.  That meant £49 to change but as they messed me around they offered to drop the admin fee of £20 so £29 to change!  

Ive never had a problem with adrian flux before and have recommended them to people in the past.  At least now I will continue to do so!  :D

Thanks for the tips everyone, will try all of them in may at renewal time!

Cheers,

Mike

[littlepow]

My insurance quote just went up by £100.

My crime, not getting any convictions, being involved in an accident or making a claim. :roll:

Though insurance was suppose to be reduced evry year to award careful drivers!  ](*,)

[Dirty Gertie]

I'd advise you not to go to Lancaster; they've taken my money and run, and not even had the decency to address my complaint!!!

[Edge]

My insurance quote just went up by £100.

My crime, not getting any convictions, being involved in an accident or making a claim. :roll:

Though insurance was suppose to be reduced evry year to award careful drivers!  ](*,)

I had exactly the same problem with my insurers....I swapped to budget and now only pay £149 TPFT.

[Karen696]

Hobbit, try asking for a 'second car' discount - there are companies out there who will allow you at least part of the no claims you earned on the main car for the 'extra' car. as a starting point.  And so long as you don't let Bob drive that car into another one you will be able to keep it and build it up....   errr, yes, Bob did foul that one up for me...

[hobbit]

Yes I'm shopping round on monday, also looking into another idea I've been told about

Got to get me finger out though, we pick the car up on friday and it need taxing first

[dave_2A_2.25Turbo]

another idea I've been told about

If thats fleet insurance, let me know how you get on......

[abinitio]

For one of our 110's NFU came up best for us though we do have 11 seats and require business cover which nakes the options even smaller.

Sureterm gave a good qoute but couldn't be bothered to send all the details through in writing (second time in two years they haven't bothered) so we went NFU.

The other one will be either NFU or greenlight as both gave good quotes including its mods. Just currently off the road for MoT and lift to be fitted.

Lee

[bullfrog]

Life-sure are pretty good. We have used them for several years and several vehicles. They have quoted £300 for the rangie which is seriously modded  :D

[Range Rover Blues]

I wouldn't recommend Snowball unless you want a nice collection of cover-notes, it took 11 months for them to issue a certificate and because of that i'm still persuing a cliam after 2 1/2 years.

I would have recommended Firebond until recently but this year they were s**t so I've taken my £1,000 worth of business for 3 policies and gone with Adrian Flux, classic, agreed value, take my word it has an imobiliser, cheaper on the TDi too and no prob with the list of mods to the 'blue one'.

[hobbit]

Well a couple of hours 0800'ing, and finally got a policy at a resonable price :)

For a second policy so no n/c on it, an 05 meriva, fully comp for 5000 miles, £285

They do take into account the driver having another fully com max n/c policy too

Bit better than 700 quid, even quoted me cheaper on the disco policy too. Looks like I will be transferring that when it runs out

[Rangie3.0LtrDan]

I agree with abinitio, NFU were about £150 cheaper than all the other companies when we went with them!

[andyhubbard]

I agree with the NFU guys,i have NEVER had problems and i find them reaaly friendly and helpful.

[dew1911]

NFU have always been good to us as well, Insuring everything from the Lorries to the Van!

[discomummy]

Hi,

when i phoned NFU to try to get a quote on my disco, they told me they did not insure 4x4 vehicles!!!!

Adrian Flux and Lancaster were the only 2 out of about 30 companies to give me a quote in the first instance!  fancy me wanting cover for the extras (snorkel, bull bar etc) AND off road cover too!!!

Regards

Ela

[dew1911]

Yeah they do that, they used to tell some of the guys my dad works with that they didn't do Tipper Insurance, yet he was (and still is I think) with them. It helps if you've got a Family Member with them already, In my case it's my dad, and his dad.