Pages: [1]   Go Down

AuthorTopic: Insurance - FUN FUN FUN  (Read 2561 times)

0 Members and 1 Guest are viewing this topic.

Offline Disco Bristol

  • Posts: 162
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« on: August 11, 2006, 19:07:02 »
I have a 97 Diso MK1, Aprox Val £5000 1.5" life and bull bars. 3 yrs no clames bonus. No convictions or points bla bla. I am 23. Limited Millage to 5000, Want fully comp.

Sureterm Direct quoted me £580

Adrian Flux £650

I have called a few other companies who quoted much higher.

The £580 seems quite good. What do you think, what other companies should I try? Anyone know about Sureterm?

Thanks
Logged

Offline bobtail4x4

  • Posts: 75
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #1 on: August 11, 2006, 20:01:14 »
read the smallprint as to what you are getting for your money.
I found once that the reason one company was cheaper was they didnt include the guaranteed no claims or bussiness use I asked for.
Logged
hello mum

the loon

  • Guest
Insurance - FUN FUN FUN
« Reply #2 on: August 11, 2006, 21:46:06 »
worst quote I had when I insured lurch was over £2000 from lancaster
best quote £260 (with mods declaired on both quotes)
Guess who I went with :?:

The worst part about it is if lancaster didnt want to insure me why didnt they just say
Logged

Offline Disco Bristol

  • Posts: 162
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #3 on: August 11, 2006, 22:04:57 »
who did you got with? Adrian flux?? sheilas wheels??? only joking, who who who
Logged

the loon

  • Guest
Insurance - FUN FUN FUN
« Reply #4 on: August 11, 2006, 22:34:14 »
Quote from: "Disco Bristol"
who did you got with? Adrian flux?? sheilas wheels??? only joking, who who who


ment to add on there it was adrian flux :D
Logged

Offline Mart

  • Posts: 289
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #5 on: August 11, 2006, 23:17:46 »
i've had quotes for the same price from tesco online and budget insurance 23  5 yrs no claim, 1 at fault accident so at least it doesnt sound like we're being ripped off if we're being quoted similar
Logged
Take nothing but photos, Leave nothing but footprints!!!      SUPERSUZUKI owner
 

Offline Elmo

  • Posts: 166
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #6 on: August 12, 2006, 01:12:35 »
Lancaster were way cheaper for me than Adrian Flux.... ??? Go figure
Logged
H19 MJO - 200 Tdi "Elmo" still and always a "work in progress" ;)
C312 GVX - 110 CSW "Bessie" My latest victim - at last a proper Land Rover

Offline imspanners

  • Posts: 90
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #7 on: August 12, 2006, 19:04:00 »
The advantage with Adrian Flux, is, if you begin to modify it, they'll continue to insure you. Others won't!  :evil:
Logged

Offline hobbit

  • Posts: 4750
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #8 on: August 12, 2006, 22:16:05 »
Just got my renewel quote for the disco from Liverpool Vic, £280, gone up another 30quid :shock: , went up 15 quid last year :? , looks like I will be looking round too next week

When I got the insurance for the Meriva, with no no claims for it, I got it down to 300, with Hyperformance 3 months ago.

They took into account the limited mileage on the meriva, also I have the disco on the road and the hybrid, my age and max no claims on the disco.

They said get back to them when the disco runs out, as a figure they quoted 235 for the disco 3 months ago. Looks like another call to them on Monday

Good fun innit :wink:
Logged
Kev

'91 stretch Discovery 200 Tdi
Hybrid for running round (got to go now)
Srs 3 Lightweight petrol (got to go)
Srs 3 Lightweight petrol, runabout

Not every problem can be solved with duct tape, and it's exactly for those situations we have WD 40

Offline philwelch820

  • Posts: 8
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #9 on: August 13, 2006, 20:23:34 »
ive just renewed my insurance with snowball insurance
they were very competitive and their policy covers off road use , even for pay and play sites ( i checked this several times )
they didnt want additional premium for minor suspension lifts ( under 2" ), winch bumpers or snorkels.
give them a try i dont know if they have a website but they can be contacted on 0800 6942145

i hope this is off help
cheers
phil
Logged

Offline landroverkeith

  • Moderator
  • ***
  • Posts: 2400
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +3/-0
  • Wilby
    • wilby, northants
  • Referrals: 0
Re: Insurance - FUN FUN FUN
« Reply #10 on: August 14, 2006, 11:51:00 »
Quote from: "Disco Bristol"
I have a 97 Diso MK1, Aprox Val £5000 1.5" life and bull bars. 3 yrs no clames bonus. No convictions or points bla bla. I am 23. Limited Millage to 5000, Want fully comp.

Sureterm Direct quoted me £580

Adrian Flux £650

I have called a few other companies who quoted much higher.

The £580 seems quite good. What do you think, what other companies should I try? Anyone know about Sureterm?

Thanks


Gona try and get my insurance with them  then im paying much more than that and im 28 with full no claims and clean licencse
Logged
2004 D2 TD5 es Premium - R99 MUD
1965 Series 2a 88" V8 "rag top"          
2000 TD5 Es - W99 MUD
Sankey Trailer
        
 

Offline nat_hale

  • Posts: 57
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #11 on: August 14, 2006, 12:43:11 »
Ive got a 95 M-reg disco, 22 yrs old, no notifiable mods (yet) and 3yrs no claims (no points, claims, etc), 12,000 miles a yr.

I was quoted £598 with Adrian Flux, and if I do mod it they'll be happy to still insure me.  Sureterm rang me just after I renewed with A.F. and had a price promise, and beat A.F (got it down to about £530), like-for-like (inc off-road cover, foreign use, towing, etc...)

Lancaster gave me a silly quote and refused any mods. Some would accept some mods but not suspension, etc.  A lot of the specialists who advertise in the 4x4 mags are fine if you are over 25.

Incidently, Sureterm estimated that for me to put a 2inch lift, bigger tyres and HD bumpers would be less than £100 extra.

So all in all your quotes in the £500-600 bracket seem quite reasonable.

Regards,
Nat
Logged
1995 Land Rover Discovery 300 Tdi S (Cooper ST tyres, 1" lift, heavy duty front & rear bumper, Scorpion Racing detachable towbar, Rebel steering and diff guards, big dent in N/S/R wing!!)
Thames Valley 4x4 Club

Offline Range Rover Blues

  • Moderator
  • ***
  • Posts: 15218
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +3/-0
    • South Yorkshire
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #12 on: August 15, 2006, 15:58:44 »
We were with nowballs for the first year, I have a nice collection of covernotes to prove it!  We had someone run into the car during that year and I'm still waiting to be paid out.  I was with Firebond for the 2 years after that, but they were particulary unhelpfull with Julie's car so I moved all my business to Adrian Flux.  Very helpfull, though I agree that with a standard car you need to shop around, Julie's got cheaper there but RRR (sister's car) got more expensive :?
Logged
Blue,  1988  Range Rover 3.5 EFi with plenty of toys bolted on
Chuggaboom, 1995 Range Rover Classic
1995 Range Rover Classic Vogue LSE with 5 big sticks of Blackpool rock under the bonnet.

Offline Discotel

  • Posts: 228
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #13 on: August 15, 2006, 21:00:23 »
Hi peeps, I got a good deal then from Suretern, got the number out of a LRM mag, I am 29, got a 200TDI Kreg Disco, have full no claims, not modified at all, covered for green lane use and use in europe, legal expenses included and it is covered for 8000 miles a year business use, I pay £395 fully comp.

Good Deal or what, I live in Clacton on sea in Essex.

Terry
Logged

Offline Disco Bristol

  • Posts: 162
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #14 on: August 15, 2006, 22:45:27 »
thanks for all the info guys, so far my best quote is with "The Policy Shop Insurance Services Ltd" they have quoted £545 but they wont put anything in writing so that does not give me a warm feeling. Sureterm would only insure if the vehicle was kept off the street over night. I only found this out when I asked for the quote in writing.
Logged

Offline muddysteve

  • Posts: 931
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #15 on: August 15, 2006, 23:32:38 »
I'm with adrian flux, all the mods declared, inc recovery i pay £300 fully comp. i'm only 27  :lol:

my clio was a pain to insure as i've got no no claims but managed to get that for £230  :shock:  adrian flux again

just keep ringing them and they'll get cheaper and cheaper
Logged
Steve                www.lanerovers.co.uk    www.surreyoffroaders.co.uk

Offline Slimer

  • Posts: 102
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #16 on: August 16, 2006, 00:49:22 »
Quote from: "hobbit"
Just got my renewel quote for the disco from Liverpool Vic, £280, gone up another 30quid :shock:
I had the same issue with them, phoned them up but they said they couldn't do anything about it. Went on their website and got a new quote - ended up 50 quid less than the renewal! :?  :roll:
Logged
Si

Offline Disco Bristol

  • Posts: 162
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #17 on: August 27, 2006, 09:32:56 »
I have decided to go with "The Policy Shop Insurance Services Ltd" They were the best price as £545.
Logged

Offline hobbit

  • Posts: 4750
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #18 on: August 27, 2006, 19:34:48 »
Tried the net route with Liverpool vic, didn't work, hyperformance couldn't do it, in the end I got f/c protected n/claims, on 8k miles a year with whistles and bells extras, for £204, from sureterm, after playing them off with a adrian flux :wink:

This is for a stretched disco, they were happy with the vehicle being like this too. ALso a second driver on it too

Get a couple of good quotes and play them off, I started at 250, it went down to 175, but I needed a few extras and settled on 204, the lowes I've got for the machine in 3 years :wink:
Logged
Kev

'91 stretch Discovery 200 Tdi
Hybrid for running round (got to go now)
Srs 3 Lightweight petrol (got to go)
Srs 3 Lightweight petrol, runabout

Not every problem can be solved with duct tape, and it's exactly for those situations we have WD 40

Offline Disco Bristol

  • Posts: 162
  • Attack: 100
    Defense: 100
    Attack Member
  • Karma: +0/-0
  • Referrals: 0
Insurance - FUN FUN FUN
« Reply #19 on: August 30, 2006, 09:41:15 »
Liverpool vic said they would not insure mod cars
Logged
Pages: [1]   Go Up
 





SimplePortal 2.3.5 © 2008-2012, SimplePortal