Hi,
i am with lancaster and am fully covered off road - this was something i insisted on amd they have covered all my bits on the disco as well.
despite getting a cheaper quote from sureterm - i will be sticking with lancaster as they dealt with my accident last year very well, and i get free recovery with them included in my policy. this was a godsend when the gearbox gave up in skeggy and we had to be brought home on a truck with the caravan following closely behind.
regards
ela