insurance again

[jjsaul]

anyone recommend places for insuring a rangie doublecab...just had a quote from NFU for £740 and i think we're being fleeced cos my RRC with them is £500

they said the fact its modified makes no difference to the quote from a standard one

somewhere that allows me to build up a NCB as a named driver would be good

[HotShot]

Hi James
I think Direct Line are the only company that let a named driver accure thier own NCD. But they dont like modified motors.

Try Peter Best.

Any pics of the double cab?

[jjsaul]

i suppose it depends what they see as modified....this in the pic..to the NFU ISN'T modified - mechanically its a standard RRC.

[Rich_P]

But are rollcages classed as modications?  As it's changing the structure of the vehicle, as rollcages go to the chassis.

[jjsaul]

But are rollcages classed as modications?  As it's changing the structure of the vehicle, as rollcages go to the chassis.

Yes but all the original chassis is still there and unadapted....

[Rich_P]

Even so, a modification doesn't mean it has to be changed.. just adding to it can mean it's modified.  For example, putting on a big winch bumper can make it classed as modified in insurance company views.

[sleeplessparadise]

I just had to renew my insurance and although the chassis, suspension and engine are all the same I had to tell them about everything I have done to Lil Red (pic below)...... but then its better to be safe than find out you are under insured or not at all! Oh and I went with Adrain Flux as they were cheapest for me........ still cost me over 400 though even with 3 years no claims :(