Insurance - New Drivers

[Homer]

Hi,

Are there any young Land Rover owners out there? I would like some info on how much insurance costs. My eldest lad is 17 the week after next and wants a Land Rover series. How much (roughly) will he need to pay for insurance?

Any info is greatly appreciated.

Cheers

Mark

[simdeb]

i bet your looking at around £800 ish its that for a little zuk when my lad was looking
debbie

[TDi90]

more buddy  
for me its £1300 for my def 90 and its a D reg!!!! :shock: and thats also with pass plus under my belt  :shock:  :shock:  :shock:  :shock:

[danielh89]

im 18 when we first insured my landy i got my dad to take out the policy and im on as a named driver. im paying sumething like 360 pound fully comp.  
thats with national farmers union btw

Dan

[BrumLee]

17 year old lad who works days at our place has a 'M' reg Disco and pays £1870  :shock: most companies wouldn't touch him  :shock:

[90sam]

Ohh god insuring my v8 will be fun then when i'm old enough haha  

[HSimmo]

Im 17 and its £850 pa on my truck. Thats with NFU
You'll have to wade through all the ridiculous quotes of 3-4k and hopefully get one about £800 as a named driver or £1600ish in his own name.

The renewal on our other car has just come through. Gone up from £800 to just over £1000pa, despite me being 18 in 2 weeks and having a years no-claims on the policy. Time for a shop around, again.

Pass plus seems to have little or no effect on your premiums, Adrian Flux have gone a long way towards making their own pass plus test though called Max Driver and they say they'll knock 25% off a premium for any young driver who takes that.

[jjsaul]

dads name me as named driver

NFU
110 - 500
white rrc 3.5 - 500
yellow rrc double cab 3.5 - 700

direct line
vectra 2.0 - 2100 ish   :shock:

all fully comp
no no claims
no pass plus

[Rich_P]

all fully comp
no no claims
no pass plus

Ahem...  For you maybe, not so sure about your father though who is the policy holder. :P

It's £500 here on provisional licence with a 1970 Series 2A 2.25 Litre Petrol.  This is with the NFU with my father as the policy holder and full no claims discount (with protected no claims).

Please be aware that you postcode has a massive influence on the premiums you will pay as well.

[Mudlark]

The thing that gets me with these high premiums for young drivers is that everyone wonders why so many young drivers don't have insurance.

In all honesty insurance companies are no better than the government except that insurance companies just see young drivers as cash cows


Good luck with your search

[Devon-Rover]

22 years old, 1YR NCB, 5k limited, FC, 250 excess. I pay a net amout of 266 quid. with all the other fees ect that comes to about 280 quid. So life aint all that bad out there.

[iianorthants]

untill you get older it's the engine size that kills 2.25/2.5 is large even if slow :) try a local broker cuss they can some times get very good deal as they can talk to the underwriters which will give better price.  I think most of the LR specalists only do 21+ which is a pitty.

[TDi90]

17 year old lad who works days at our place has a 'M' reg Disco and pays £1870  :shock: most companies wouldn't touch him  :shock:

yup. its expensive! and loads of companies wouldnt touch me.
only the good old NFU. love them.

[Bunnie]

my bro wanted insuraning on mums 90 when he was 17. Directline said he needed to be 19 with a years driving

he now goes on it occasionally and i think its a bout £20 for a month

[Magnum335]

370pa on dads insurance with NFU  on a P reg 300 90. I'm 19.
Quotes on disco for youguns are stupid.

[Range Rover Blues]

There is little or no logic to insurance quotes, like all this rot about women being safer drivers!  statistically they have more bumps but drive cars that are cheaper to fix, though they also tend not to end up upside down in a field, though don't put money on it.

Where you live makes a huge difference to you theft risk, your age to the 3rd party risk and the value of your own car obviously to the comprehensive risk.

Some insurers look favourable on the SIII as it is slow, others just see the 2.0l pluss engine.  You have to shop around.

For a standard car I'd say Tesco, but I just don't know here.  the reason Adrian FLux are so cheap for me is that they won't touch you, so I won't criticise them for that.

I know nothing about their alternative to pas pluss but then most specialist insurers won't touch you at all under 25 years old.

[Range Rover Blues]

Pass plus seems to have little or no effect on your premiums

That's not my experiance at all. it's a very useful course and some insurance companies will make it worth your while to take.

[Rich_P]

To further add to this discussion, there's an issue I'm going to have to deal with in the near future with my 2A and myself.

Many insurance companies that insure under 21/25 won't touch the 2A because it's too old (Tesco and Co-op for examples).  While the companies that would insure the 2A won't insure under 21/25 drivers on their own policy.

Bit of an awkward situation.  :?

[Muddy]

Does anyone have a map of good/bad areas for car insurance?

[Range Rover Blues]

Go to your local broker and ask his advice, they can often be cheaper than the direct approach because they sell so many products for the insurance companies that they gaet a massive discount.