Insurance

[Thomas]

I am just coming up to 17 and want to try to get insurance on my Series III Landrover, does anyone have any suggestions which insurance company to try?

[Paul Woodward]

Firebond seem to be able to insure anyone in anything!

[mark.yellow.series.3]

get a copy of landy owner international,
and ring every insurance company in whole book, you should come out with a good quote.

[Thomas]

i have that delivered and I hadn’t even thought of that thanks. And thanks for the tip Paul.

[Fuddy as muck]

I am just coming up to 17 and want to try to get insurance on my Series III Landrover, does anyone have any suggestions which insurance company to try?

Try www.confused.com I did and mines insured fully comp and has roadside assis for £135 per year. Thats with no NCB due to it being a play thing.

Darren

[Neil Jones]

From my personal experience I;d suggest taking the old girl off the road for about 4-5 years, maybe even 7 or 8, then someone might think about insuring you.  I know it has always (and still is) a nightmare trying to get insurance.  

Having said that there are some, try NFU.

[S188]

You'll have fun thats for sure!  Many insurers don't think people under 25 drive vehicles over 25 so your quotes will be all over the place.

I got my first actual polocy at 20 from footman james (£410) and its since come down to £380. Maybe it'll one day go down to the magic <£150 pund mark for a classic motor but I bet I won't be under 25 then. (It is full comp agreed value which none of my friends have on their clapped out peugoets which cost slightly more to insure!)

My problem is I have to declare it as modified (2.25 diesel in a series 1, oh the power!) I find internet quotes are complete [bauble] maybe for that resion but on the phone companys have a problem with my age rather than the vehicles mods (they don't seem to really care about them!, maybe a V8 would be differnt)

My advice is,  Ring up EVERYONE.  You'll get turned down by many but there could be as meany as 2 that'll touch you for a realistic number. Try the net for a laff but the phone seems to work best for me.  To avoid waisting loads of time state to them at the start of the call how old you and your vehcile are, if its been modified (even minor) and if it'll be your main vehicle.  If they say they can't do it ask what their rules are.  its alot better doing it that way than folowing their questions for 10 minutes before being told they wont insure you - you could have spent that 10 minutes on hold to the next company! Also some companys that say they DON'T do certain age groups in the advert MIGHT actully to get you a quote on the phone. Just keep trying till your really really fed up.

If your lucky enough to get 2 simular(ish) resionable quotes in the end, tell the more expencive company what the cheeper one is offering.  When they want to insurers seem to be able to knock off even a couple of hundred quid without batting an eye lid!  They'll try and take the [throw it] if they can but some become more resonable if pushed.  You can't do that on the internet!

[lightweight-love]

Footman and james! i got insured at 17 on my 2.25 petrol s111 lightweight, was about 630 i think! i also say i have a fire extinguisher, car alarm, saftey harnesses etc dunno if makes much difference! Either way enjoy being on the road in the beast!

[blackbob]

tell them your not a boy racer

cos it dont do over 60mph

[ed209]

ADRIAN FLUX
£98 Fully Comp
No NCD
Classic ins
Annual mileage 8k

[Spacemud]

Could try Lancaster Insurance for a quick quote on line. Mine was £150 fully comp, though I am 44!  :roll:

[Rich_P]

What S188 said was very true about young drivers with Land Rovers.

An issue I myself had was that my 2A is too old for most of the insurance companies.  Then the ones that would cover it would be doing it with their own classic car policy, which is no good to me as they always want you to be 21+ for that!  :roll:

A Land Rover over thirty years old will pose great difficulty at being insured for an under twenty one year old.  :(

Fortunately NFU was able to provide a good deal, and my 2A is covered with fully comprehensive insurance for a total of £500.

[jjsaul]

try NFU  :D

tho ring round as many places as possible

[rustprooflandyracer]

Footman James are the best... £540 3rd Party fire and theft. Classic insurance. 6k Annual millage!

Matt

[Rich_P]

Footman James are the best... £540 3rd Party fire and theft. Classic insurance. 6k Annual millage!

Matt

..and how old are you? (same goes for the other elders)  :lol:

This chap who started the topic is going on seventeen.  As a result, insurance is a problem to even begin with!  It's no good giving suggestions to go to companies that only insure over 21s!  :?

[rustprooflandyracer]

Was 17 when i was insured, have been driving for over a year now, they messed up the figures, last year i paid the same price for 3k annual millage, but they sent me a wrong quote for the same price but for 6k. So having to honor their word blagged an extra 3k millage Pa

[Rich_P]

So you've got Classic Car insurance at 18?  :shock: Is the policy under your own name?

[Thomas]

I’m still only 16 but coming up for 17 so im just wanting to be prepared for when im finally old enough. Thanks for all the help the only company that’s been helpful as yet is NFU they seem to be trying to sort something out.

[TDi90]

SEE NFU ARE BEST.  :)
im with them. its not cheap tho  :shock: £1300 with pass plus. on my 200TDI defender 90.  :shock:  :shock:

oh and ad flux dont do you below 21.

Rob

[James.Harwood]

NFU, Adrian Flux or possibly Sureterm.

NFU are good although the local broker didn't like it when i told them of the engine mod, went to Sureterm where it was no problem although i can not use it for commuting, know people with ADrian Flux and no problems.

If you get a specialist policy, check that it will allow commuting if you are going to use it everyday for work college etc. can be a pain if they don't.

[rustprooflandyracer]

Yes I am on my own policy.