wasit wurf? agreed insurace evaluation.

[Nobber]

im going to get my insurance evaluation agreed but im not sure how much its worth , do i aim for what it stands me , how much it would cost to replace , book price or how much i would like to get back should it get nicked?

[Keri]

Hello Nobber not often your round here.....

Anyway id say insure it for what YOU think its worth..... How much do you love it how much time effort anger and tears have you put into it which i know is alot!

[ken110]

rob,

If I were you, I'd be lookign for around the 3.5 mark... waddya reckon

that's what id pay for a sorted TD90 :)

dave

[Nobber]

hi keri , if i could id be a very rich man by now.
come on dave 3.5k wont get you a sorted anything in this world. :)
im thinkin 4.
the book price is 3.1 for a good td.

[ken110]

:D:D I wondered how long it'd take for you to come back on that :D you gotta remember it's got all the nasty jobs done, Infact it'snow a minter so go for the stupid end price of the book :) 4 - 4.5k dont sound too bad.  But dont go daft or you'll have to pay an arm and a leg in insurance.  Roll on the MOT :)  

it's not that bad here...

[Nobber]

300 nikker with an agreed evaluation , not bad.
thing is its the engine that lets it down , everything else is pretty much brand new. i reckon 31/2 - 4 k then when i replace the engine i might push the boat out a bit further.
yeah i like it here , look , you can say dick without getting banned. :D

[Keri]

hi keri , if i could id be a very rich man by now.

 :?:  :?

[ken110]

300 nikker with an agreed evaluation , not bad.
thing is its the engine that lets it down , everything else is pretty much brand new. i reckon 31/2 - 4 k then when i replace the engine i might push the boat out a bit further.
yeah i like it here , look , you can say dick without getting banned. :D

 :lol:  :lol:  yeah, berinie's got the arse with me now :lol:

[Keri]

how/where du get agreed value policys anyway............ ill be wanted one at some point......

[redhand]

300 nikker with an agreed evaluation , not bad.
thing is its the engine that lets it down , everything else is pretty much brand new. i reckon 31/2 - 4 k then when i replace the engine i might push the boat out a bit further.
yeah i like it here , look , you can say dick without getting banned. :D

Hi Nobber I know what you mean LRUK is a great site but I do find I'm spending more and more time on other sites like this one.

[Nobber]

been reading about how he was abused by my profane, insulting language, you cant even say [!Expletive Deleted!] on that site without the censorship thingy cutting in, do as i say and not as i do eh?

keri if i could insure for what i think its worth , well , for what id like it to be worth i spose , id be leaving the keys in it. :D

[Keri]

ahhhhhh thought that was what you mean't......  :P

[Nobber]

oops , ive forgotten who i got the quote from now.
when i remember il drop you a line keri , thers a thread about it on landrover.nets public discussion board.
redhand if you like to use more colourfull language id recommend landyzone, its good for a laugh and most people arent so easily offended.
i got the belts by the way , cheers for that fella , they are as you say for the rear of a one ten but i can make em fit.

[smo]

Over valuing it wont get you anywhere as they wont agree, you will need to provide proof of its value (independant report) and photos before they agree to anything and their is no guarentee they will as they wont insure it for silly ammounts if its worth peanuts (for example)

[Litch]

Over valuing it wont get you anywhere as they wont agree, you will need to provide proof of its value (independant report) and photos before they agree to anything and their is no guarentee they will as they wont insure it for silly ammounts if its worth peanuts (for example)

That's the point of an agreed value policy though, you submit your valuation (with evidence to back it up) and they state whether they agree to it (or not). Then each year you submit more evidence (report, photos, reciepts etc) and state what you consider the value to now be.
I have had an agreed valuation policy with Lancaster for about 7-years now and am quite happy with it. They have a copy of all the work carried out on the vehicle over the years and the value has not dropped anything like as fast as it might on a normal policy. I must admit I am going to be looking for another insurer this year, not becuase they are asking too much but as I have had this agreed value policy for some time and it gives piece of mind there has been less temptation to shop around like I used to.

[smo]

Over valuing it wont get you anywhere as they wont agree, you will need to provide proof of its value (independant report) and photos before they agree to anything and their is no guarentee they will as they wont insure it for silly ammounts if its worth peanuts (for example)

That's the point of an agreed value policy though, you submit your valuation (with evidence to back it up) and they state whether they agree to it (or not). Then each year you submit more evidence (report, photos, reciepts etc) and state what you consider the value to now be.
I have had an agreed valuation policy with Lancaster for about 7-years now and am quite happy with it. They have a copy of all the work carried out on the vehicle over the years and the value has not dropped anything like as fast as it might on a normal policy. I must admit I am going to be looking for another insurer this year, not becuase they are asking too much but as I have had this agreed value policy for some time and it gives piece of mind there has been less temptation to shop around like I used to.

Er yes, that's what i said, you have to prove its worth what you say, then if they agree thats what you get in total loss situation. Over valuing will only get you trouble tho because they are not stupid, and when it comes to paying out money insurance companies are tight [!Expletive Deleted!]!

[buzzard]

300 nikker with an agreed evaluation , not bad.
thing is its the engine that lets it down , everything else is pretty much brand new. i reckon 31/2 - 4 k then when i replace the engine i might push the boat out a bit further.
yeah i like it here , look , you can say dick without getting banned. :D

Hi Nobber I know what you mean LRUK is a great site but I do find I'm spending more and more time on other sites like this one.

have to agree with you there, followed a few of you guys over here!!