Rob, are you on your own policy?
mum and dad used to be nfu but they didnt like insuring me @ 17/18 so we changed to direct line.
on the landy i am, with pass plus i pay £1400/year (used to be £1800 without pass plus!!)
and i am off my mums policy on the family passat 1.9TDi (costing for both £500)
all on NFU.
(just for the record i rang about 6 companies all saying no they wont insure me on a defender until i am over 21) then a couple more who said they would untill i told them that it had a 200TDi in her they then replied how is that possible being a 1985 car and i then told them it had an engine transplant upon them immediately hanging up on me!! so NFU are my only option at the moment...
Rob