Today i received...

[Bunnie]

As some may remember i had an accident in the zuki last october.
(and for those that dont.. heres a summary: Guy in an Alfa decided to try and park under my rear wheel. After lots of back and forwards he decides to say its my fault.. i swearved and hit him.. now damage was to my passanger side and his driver side, with me swerving from left to right..  confussed yet?:roll: i suffered damage to my right shoulder and down my back, so ive been unable to drive the car for over a year and some aspectd of my job ive had to find new and exciting ways of acheiving without the prospect of either loosing my job or being demoted due to not fullfilling my duties.
this is now on its way to court for the aspect of liability.)

heres where everyone who knows the story can rejoin...

Today i come home to a letter from the solicitors with the thinking that it was court dates/yet more paperwork to sign.
well to my suprise it was an offer that the third party had put in for £2,250.00. Solictors think this is there submission of guilt as it were but are not 100% sure. They also think that personal injury alone provided i make a full recovery after the 20 months (so far its been 13, i got told another 9 months recently at my reassesment). Settlement should be in the region of £2,700.00 - £2,950.00 with them initially aming for the higher figure.

with other expensise and going on the higher figure this gives me an overall settlement for £4,450.00

ive gotta let them know how id like to procded to which i currently have an idea. however whats everyones thoughts on this.. (this is there second offer now, first was £1,700)

Fankies :D

[Edge]

Take it to court.... my solicitors advised i accept an out of court settlement of £2,500 (which i foolishly did). earlier this year a work colleague got £18k for same injury

Do some homework and check records of cases with similar injuries that have gone to court.

Good luck, hope you get better soon.

[discowoman]

I am in a similar situation, got rear ended last september - had an independant medical advisor examine me - he said i needed 20 courses of physio - I  had 6 and the physio stopped them as I was not making any progress ( had 50% mobility of my spine before physio and 51% after!!!!!!!) recently had another letter from solicitors advising that ANOTHER medical examination is due - and that this will be for a settlement claim ( hopefully!!) I am still unable to either stand or sit for more than 10 mins without being in pain - and cannot drive a 'normal' car due to the lower driving position and pain in getting in and out!So heres hoping that the claim will cover a nice 'High' car ;)
What really narks me , is the guy that rear ended me only lives around the corner and he had his car repaired and back on the road in less than a fortnight - it took them longer than that to come and inspect mine and tell me it was a write off  

[stuntman]

If your solicitor is confident in proving your case DO NOT accept this offfer, I worked for a large insurance company in there Personal Injury dept, we tried to settle at 10% of the actual value of the claim should it go to court and be proved in your favour.

Say no, put your reasons forwards and see what happens, the offer will only increase, you should expect another offer and then it should go to court. Best of luck with it. Just think, you have been injured through no fault of your own, you need to be compensated for it!

Andi K

[fasthands]

Stick to your gun's mate, as Stuntman said put forward your point as to why you feel you cant accept the offer, And go to court if need be. I am just in the early days of a massive personal injury claim, after having my legs crushed at work, and nearly dying as a result. I have about 2 years now until I will be able to walk. the insurance had the cheek to try and get me to sign papers while I was still high on morphine in hospital basically accepting 8k in full settlement. I didn't have a solicitor until the next day I never signed it!!! and now I am looking at 750k plus according to the solicitor. The insurance companies are so devious and immoral at times. just think about all the money you pay out during your life on everything, now is your chance to grab some back. just makes you sick though having to argue your point when it is just what you deserve!! :x  hope you get sorted, and get better from your injuries.

[Bunnie]

cheers guys your thoughts are welcome... and i hope you all get better soon :)

i do want the whole thing over and done with but i dont wanna feel like im being shoved under the carpet which is what i felt with there first offer.

various people have said to me that i should be looking @ the £4/5K mark for injury alone. it is all very confusing for me and mum n dad cant beleive im still carrying on with it all.


its like i want a little person in my head that knows everything to tell me what i need to do all the emotions just sorta come flooding back and i take steps backwards rather than continuing my exersises and using my arm properly and at least attemting to lift full 9 gallon barrels!

[fasthands]

Just keep on with your exercises, write a story if you like about your daily tasks, and how the accident effects your daily life in every way you can think of. It's a bind, but it has helped me in a massive way!! to get across to the insurers/solicitors just how things are because of the accident. Mentally and physically. once you have done this up to date you then just add to it as you come across any new things at a steady pace. this has given me the ability to concentrate on going to hospital 4 times a week for hydrotherapy/ physiotherapy, and pain therapy.
I am not trying to out do you on injuries please don't think that!!
My life was turned upside down 5 months ago by my accident and at first I was so depressed but, knowing I was getting my feelings and my point across by just writing it all down and handing it to the solicitor has helped big time. KEEP COPIES!!! Just think that if you accept their offer you still have your injuries to live with, as they have accepted liability they should be helping you to recover too. Ask for hydro if you are not already getting it it works fantastic!! Hope this helps you!! 8)  8)

[Bunnie]

God no i wouldnt think you were trying to out do me what so ever. Im happy to have the advice.
im not a very 'emotional' person as it were.. everyone around me could prob say how ive been affected by this more than me , although i do have a tendancy to hide my feelings :( but as most things do they eventually catch up on you. the thing is i dont wanna have to wait till this time next year to know if i am actually fully recovered... there first estimate of 7 to 9 months was total rubbish.

im gonna be driving the zuki gain from next week so i shall try and keep a note of how im doing.. its gonna be like learning to drive again, esp as i still have very nervous driving days :()

may i possibly ask what happend in your accident?

[fasthands]

I was guiding my boss on to the MOT ramp he was driving a 1968 ford Mustang, as he revved the engine to get the rear wheels on the ramp and the brakes failed!! :shock:  the car came over the edge of the ramp and pushed me through a wall. The bumper bar got me just above the knees badly crushing both my femurs, and causing massive nerve damage. I was around 8 min's from death with the blood loss, and now I have to learn to walk again. after my bones eventually heal I have more surgery to go through as they are not healing  . my left femur is in 30 odd pieces and the right is the same. me and the missus both lost our income over night as she is now my carer. it is a very trying time at the moment but I won't let it beat me. I have metal bars holding my legs together now, but I was still helping out with the engine swap on my 90 over the past few weeks. :D  
And my emotions get to me regularly, I cry a lot sometimes I don't know why it's just the situation I think. but I have been back to the w/shop since feels a little wired. I don't know if I have a career any more :?  so I may have some more learning to do besides walking!!

[Bunnie]

And my emotions get to me regularly, I cry a lot sometimes I don't know why it's just the situation I think

yes i think this too..

i watched recently an eposode of traffic cops i think it was, the recovery guy they used lost both his legs in a horiffic accident while doing a routine breakdown on the motorway. he been walking on artifical legs for 2+ years.. so if he can get on and do it im sure youll be back playin in and with cars in no time :) i do wish you luck in your recovery