insurance

[muzzer]

I have just got a new car so the disco is going to be used as a second car.
I have swopped the insuance over from the disco so am after some cheap
insurance for it.It is only going to be used as my plaything and for towing so who do you use and who to avoid.

[Guardian.]

tescos insurance, not saying it will be a lot off cop, but costs peanuts.

[Yoshi]

Have a word with peter best and ask about their limited mileage policy, worked out about £150 fully comp.

[topbuzzuk]

adrian flux aint too bad, i go with them for my american motors and get limited mileage policy for 150 fully comp :)

[mobi]

peter best or snowball  

[Iain C]

Looks like you've modded your truck, try Adrian Flux as they are fine with mods (as long as BHP or value are not changed) and also cover you fully comp for greenlanes and playdays.

[manchap]

Churchill cover my 2000 td5 full comp + wife £250
landrover them selfs want £500 +

[Skibum346]

NFU... they beat Sureterm Direct who added a premium cuz our new RRC LSE had an engine change to 4.6 (Grrr!   )

Skibum

[fezzy192]

adrian flux was the cheapest for me on both my range rovers

[narked]

Just tried Adrian Flux myself, and for a company that supposedly prides itself on it's prices for young drivers and modified vehicles, the quotes they got me were pathetic.

Cheapest they could offer me was £1900.

[narked]

And just got off the phone from Sureterm Direct, they can do me similar cover, with a lower excess and a few other bonuses thrown in, for £742. Daft isn't it!

[manchap]

have you tried churchill on line  ?
how old are you if you dont mind me askin  :)

[narked]

22, 0 NCB and 1 at fault claim which was about a year ago. That Adrian Flux quote is by far the highest I've ever had for the Disco, infact for any car. I've not had any joy with them when I've tried to use them in the past either. Tried to insure a 2.0 Sierra GLS with 'em about 2 years back, they asked if I'd had any previous quotes, said "Yup, about £900 fully comp". The response was along the lines of "Well I suspect that's with a small, unknown company who'll probably never pay out, as we can't get anywhere near that quote. What was the company that gave you that quote?", "Direct Line", "Oh...."

[Range Rover Blues]

Get the cheapest, they're all rubbish when you come to claim.

[narked]

True enough! Norwich Union seemed great when I wrote my Focus off last year. Though looking back, THEY didn't seem great at all, the motor engineer assigned to my claim was great. He was helpful, offered me over the market value for the car, and made sure I knew to keep hold of the tax disc myself to get the rebate.

NU must have loved me for crashing at the end of November, as it allowed them to play the "well it IS nearly Christmas, sir, the post can be most unreliable around this time. Why don't you wait another couple of days, and if there's still no sign of the cheque, we'll cancel it and issue another one?". Managed to get them to cancel it and transfer it direct to my account, and then questioned about why I wasn't given that choice in the first place, was told "Well we thought it would be more convenient for you if we sent you a cheque.". Yup, it's easier for me to faff about banking a cheque than it is to sit on my backside doing nothing! And to top it all, non-UK call centres. For day to day dealings, not so bad, but when things start going wrong and you need to kick up a stink, they don't understand what you're saying, and they end up confusing you even more. I promised myself then that I wouldn't touch Norwich Union again, at least not direct.

And here's how my last car ended up :(



Coming home from town one wet, miserable day. Went into a right hand bend, within the speed limit (though I would now probably admit too quick for the conditions, well obviously otherwise it wouldn't have happened), got severe oversteer, went right across the road, into the embankment head on, spun round, back onto the right side of the road, head on into the hedge/fence.

Luckily no serious injuries, only my car involved, and it paid for the Disco. Shook me up quite a bit though, and even more so in the couple of days after when I couldn't help but think about how different the outcome could have been had a car, or, god forbid, an HGV been coming the other way. The father "in law" insisted when I got back to the house that I drove his Disco for the next few days so I didn't stop driving.

So that's why Adrian Flux wanted so much! ;) Have to admit that when I had committed to buying the Disco, but before that accident, Sureterm had quoted me about £550 fully comp, as I also had 2 years NCB then.

[Ja1983]

i`m up for renewel at the mo... been with flux for years, purely for:

easy to deal with
cheapest
mostly knowledgable staff
uk call centres (your all thinking it, and naturally i couldnt say it.. but it is true!)
no stupid automated telephone system that sends you on three laps of all options before dumping you on some poor soul who hasnt a clue how you`ve ended up in his/her department!
usually allow for a bit of bartering (ie, well what if i did this..?)
i`m 24, 9 points in last 5 years (speeding....yer.. i know! :roll: ) dont live in the best postcode in the uk, <7500miles/year, and have a modified disco (all mods declared)

6 years driving, 5 years NCB (due to having to change policies to suit latest toy..)

£319 TPF &T