INSURANCE

[BeJay]

Hi guys,
.........it's that time of year again, just had my insurance renewal documents come through, apparently Firebond who I was with have been taken over by Footman James, (who sent me the renewal quote) whether this has anything to do with why it's gone up just over £60  :shock: :shock: from last year I don't know, I've rang round and got a few quotes from elsewhere and the best one I came up with for similar cover on the Disco was from Adrian Flux which is £30 cheaper than I paid last year  :D :D.
..........what I need to know before I switch is, does anyone have any experience of dealing with Adrian Flux if or when a claim needs to be made, either good, bad, or indifferent, it's no good saving myself money on the premium if it's all gonna go t**ts up if I need to make a claim sometime, or alternatively anyone got any reccomendations for reasonably priced full comp insurance on a heavily modded Disco.

.....................all comments appreciated, (renewal date is 8/04/08), thanks in advance, cheers, Jack.

[JumboBeef]

I had the RRC LSE I used to have insured with them, when this happened:



....because of thie person



Everything seemed to go through OK on the claim, and I still have two out of three 4x4s insured with them.

(PS: if you do ring them, use their 0800 number instead of the 0870 number).

[karlo]

I use NFU best quote I could get and am more than pleased with the service from my local branch so far. http://www.nfumutual.co.uk/local-offices/index.htm

[trecfive]

NFU, not the cheapest, not the dearest, but allways pay out for the value of the vehicle,and contents and declared modifications.

[TDi90]

yup NFU do me good.

[carbore]

I use Haggarty, for my Elise and Series 3 on a classic policy (requires you to havea normal car as well)

They charge me £400 which is fully comp on both cars and the Elise is modified.  I asked for a quote for another Landy (V8 Monster) and it was less than £100 as they only charge a very small amount for additional cars.  Its with while checking them out if you have multiple cars of over 15 years old as the mroe cars you buy the mroe money you save! (I think they need to be in covered storage though and you wont accrue no claims discount so its not for everyone.)

[Yoshi]

NFU are not as good as some people say, they were a complete nightmare when paying out for our crash.

Took them 3 months to get it sorted and even then we had to threaten them with court action to actually get them to pay out.

Adrian Flux were about the same iirc, someone on here (think it was RRB) had a problem with getting them to pay out.

Best one i found was Peter Best.  Smoothest procedure and always willing to help in whichever way they can!

[marsie]

Have had my 90 on a specialist policy from sureterm for the last 4 years(challenge spec 300 tdi,10k worth of extras at least).Up to last year they were brill but they cocked up my agreed value(charged me an extra £50 for agreed value then sent a letter saying i would only be paid out market value if i claimed,but never sent the£50 back ) however i stayed with them rather than cancelling.This year got the renewal through and it had gone up over £100 (from £199 last year!!!! to £306).
This year i rang Adrian Flux(sorry we cant insure that car,its been modified :-.)
 but ended up with Peter Best.If you call them you talk to a real person not a robot reading off a sheet.Quoted £230 but when i rang to accept the quote they said £204 :D
Hopefully they will continue to look after customers this way,cos i have a couple more vehicles that will want insurance and if this experience was anything to go by,i will definately be dealing with Peter Best
Paul :twisted: