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AuthorTopic: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH  (Read 1224 times)

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Offline bobtailed disco

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NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« on: November 17, 2008, 21:13:37 »
Right...
Just got my renewall through last year it was about £550 this year....... £1632.89  :'(
I just dont get why it has gone up,
I am now 22
never made a clame so now have 5 years no claims

Any one no who would be the best bet to get a quote from???
Last year was with sure turm.

Cheers Rob
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Offline bobtailed disco

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #1 on: November 17, 2008, 21:31:40 »
Juse got a quote with e sure..... £296.27  :lol: :dance:
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Offline Paul

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #2 on: November 17, 2008, 21:33:38 »
Got my bobtail insured with Adrian Flux... £140 full comp with all mods listed..  :D
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Offline BigBlueBeast

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #3 on: November 17, 2008, 21:36:51 »
Quote from: bobtailed disco on November 17, 2008, 21:13:37
Right...
Just got my renewall through last year it was about £550 this year....... £1632.89  :'(
I just dont get why it has gone up,
I am now 22
never made a clame so now have 5 years no claims

Any one no who would be the best bet to get a quote from???
Last year was with sure turm.

Cheers Rob
Coop cover you offroad, it costs us 370 a year, fully comp for me and Nicola, I am only 23.
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Offline beast5680

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #4 on: November 17, 2008, 21:45:35 »
Quote from: bobtailed disco on November 17, 2008, 21:31:40
Juse got a quote with e sure..... £296.27  :lol: :dance:

i didnt think esure cover off road use?
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Offline bobtailed disco

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #5 on: November 17, 2008, 22:07:36 »
Quote from: beast5680 on November 17, 2008, 21:45:35
Quote from: bobtailed disco on November 17, 2008, 21:31:40
Juse got a quote with e sure..... £296.27  :lol: :dance:

i didnt think esure cover off road use?

good point not read the small print yet.

i'm gonna call adrian flux and nfu 2 mor see what they come up with.

Rob
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Offline diggerdog36

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #6 on: November 17, 2008, 22:34:14 »
NFU used to be over 25's only.  Dont know if its still like that though?
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Offline bobtailed disco

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #7 on: November 17, 2008, 22:36:45 »
Just read the small print for the sure turm quote and how ther come to that price...

Premium payable to underwriter...     £362.12
Other costs Such as acquisition, rebroking administration, claims handiling, processing, printing and staffing costs..... £1215.77
Instament charge ..... £35.00
Legal Expenses.... £20.00
Total....£1632.89

That lot is in there own words.
That shows there proffit. But they aint getting my money!!!!
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Offline bobtailed disco

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #8 on: November 17, 2008, 22:54:16 »
Just got a quote from gocompare.com and get this..... Sure turm came out at £310.70 Fully comp How come new customers get it ova a grand cheeper.
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Offline ian_s

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #9 on: November 17, 2008, 22:55:15 »
i reckon they have just messed up your original quote
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Offline V8MoneyPit

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #10 on: November 18, 2008, 09:37:50 »
It's common practice. There are still many people who never bother checking for competitive quotes. It applies to all insurances, mortgages, credit cards, etc. Too many people still just keep paying up and the companies rake it in. If everyone shopped around, this practice would cease immediately.

I would almost guarantee if you rang them up and told them you were not happy with the quote and are considering going elsewhere, they would slash huge chunks off the figure.

The only time it is used for a good reason is if they no longer want a particular type of business (usually after a merger or takeover). They then quote high for the unwanted business. That way, they either get rid of it or get a stonking premium. Either way, they are happy.
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Offline crazymac

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #11 on: November 18, 2008, 12:45:55 »
I had the opposite this year.

Renewal came through £205.00 fully comp all mods listed.

decided to phone around just to see.............cheepest quote was over £400!! so phoned my current to take them up on the renewal and as I was paying in one go it was reduced to £186. I'm ok with that! its through MCE who advertise in LRO and the policy is with NIG.
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Offline JumboBeef

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #12 on: November 18, 2008, 13:35:22 »
Flux: 110 V8: £99  :D
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Offline bobtailed disco

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #13 on: November 18, 2008, 18:02:58 »
got on to sure turm 2day and they said the cheap quote was wrong so i said i wanted to cancle it....
An hr later the phone rings offering £100 off (i still said no)
After 4 more calls got it down too £330 :-)
so it pays to just sit and w8
Rob
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Offline hobbit

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #14 on: November 18, 2008, 21:38:03 »
I believe e-sure have a special going with Norwich Union, for 4x4, chopped a nice lump of my disco this year


scrub that its Sureterm Direct, worth giving them a try though
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Offline diggerdog36

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Re: NOT HAPPY... JUST GOT THE INSURANCE RENEWAL THROUGH
« Reply #15 on: November 18, 2008, 22:30:54 »
Quote from: V8MoneyPit on November 18, 2008, 09:37:50
It's common practice. There are still many people who never bother checking for competitive quotes.

Spot on there V8MP.  My sister is an insurance manager.  She tells me ways to knock £10's of pounds off my renewal price, works everytime.  Things like your occupation, instead of an RAF engineer, Im an Aircraft Engineer!
I still inform them that Im employed by the RAF though.
 
I hate insurance companies!
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Avoid employing unlucky people......simply bin half the applications!!!
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