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Offline boss

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i passed my test!
« on: November 30, 2008, 12:39:38 »
well i have finally passed my driving test!
5 minors with apparentley the biggest "james blunt" at the test centre! huzzar!

its not a matter of i keep failing but a matter of i couldnt be arsed to do it for a few years!

now i just got to get my head around this insurance business! HOW is it 2k for me to get insured on a 300disco but its £900 for a v8 90!

got a quote on the bobtail aswell........4k!  :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: nah, i think ill just tow it :lol:
« Last Edit: December 01, 2008, 22:22:12 by Thrasher »
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Offline lee celtic

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Re: i pased my test!
« Reply #1 on: November 30, 2008, 13:17:40 »
Now all you need is a car in one piece  :twisted: :twisted:

well done dude  :clap: :clap:
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Offline Rich_P

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Re: i pased my test!
« Reply #2 on: November 30, 2008, 13:30:25 »
Quote from: boss on November 30, 2008, 12:39:38
HOW is it 2k for me to get insured on a 300disco but its £900 for a v8 90!
Very reasonable, that's what I say.  Two years driving, approaching two year's no claims and still they want 2k for a Disco and 1k for a 90/Series etc.  That's with Pass Plus too.  The joys of being in a catagory F* postcode.  :evil:

The reason for the difference if you're wondering, a 90 is utility and low insurance group.  Discoveries are on the upper end of the scale, similar to the Range Rover.
« Last Edit: November 30, 2008, 21:50:16 by Paul »
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Offline mudmuncher

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Re: i pased my test!
« Reply #3 on: November 30, 2008, 14:27:03 »
My 4.6ltr P38 costs me £224 full comp.
Thats the advantage of being old  :dance: :dance:
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Offline Disco Matt

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Re: i pased my test!
« Reply #4 on: November 30, 2008, 14:29:45 »
Congratulations!

As for insurance, have you got a quote with a parent listed as a named driver? My brother did this with his MR2 and brought the price down by about £200.
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Offline mudmuncher

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Re: i pased my test!
« Reply #5 on: November 30, 2008, 14:48:20 »
Quote from: Disco Matt on November 30, 2008, 14:29:45
Congratulations!

As for insurance, have you got a quote with a parent listed as a named driver? My brother did this with his MR2 and brought the price down by about £200.

I'll try that in April when I renew the Range Rover  :lol: :lol:
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Offline Disco Matt

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Re: i pased my test!
« Reply #6 on: November 30, 2008, 16:42:57 »
Quote from: mudmuncher on November 30, 2008, 14:48:20
Quote from: Disco Matt on November 30, 2008, 14:29:45
Congratulations!

As for insurance, have you got a quote with a parent listed as a named driver? My brother did this with his MR2 and brought the price down by about £200.

I'll try that in April when I renew the Range Rover  :lol: :lol:

 :lol:

Well my brother is 21 and drives a 1988 MR2 (he found an absolutely perfect one after some searching). £900 or so fully comp from Admiral with non-original alloys (on the car when he bought it) declared, parents are named drivers as am I. Not bad for a 1.6 two seater sports car considering he hasn't got any no claims bonus.

I can only assume that there aren't many 20 year old MR2s left, and they're not popular with the badly modified Saxo crowd. In other words, he's probably a better risk in that than in some less interesting new cars!
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Offline Sharpshooter

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Re: i pased my test!
« Reply #7 on: November 30, 2008, 17:14:28 »
Quote from: boss on November 30, 2008, 12:39:38
well i have finally passed my driving test!
5 minors with apparentley the biggest "james blunt" at the test centre! huzzar!

its not a matter of i keep failing but a matter of i couldnt be arsed to do it for a few years!

now i just got to get my head around this insurance business! HOW is it 2k for me to get insured on a 300disco but its £900 for a v8 90!

got a quote on the bobtail aswell........4k!  :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: :lol: nah, i think ill just tow it :lol:

Well done mate. But youll not be towing a bobtail on your license. You need to do another to be able to tow over 750kg. :(
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Offline Rich_P

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Re: i pased my test!
« Reply #8 on: November 30, 2008, 18:04:46 »
Quote from: Disco Matt on November 30, 2008, 16:42:57
I can only assume that there aren't many 20 year old MR2s left, and they're not popular with the badly modified Saxo crowd. In other words, he's probably a better risk in that than in some less interesting new cars!
A chap in the MR2 Mk1 club is paying £2,000 and he's 21.  He has no points and a year's no claims.

Why is there such a difference (as mentioned earlier)?  Well, take a look at this.  The differences between an A and F* (I'm the latter) zones can be as much as £2,000 or perhaps even more on some vehicles.  Someone I knew with a Series 88 2A like mine was paying £200 fully comp unlimited mileage, and was only 17.  Meanwhile the cheapest I can get is £1,200 with one year's no claims and Pass Plus.  This is all because I live in a high risk post code (thank you you bloody rioters!) and the other chappy lives in a low risk.
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Offline Jake

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Re: i pased my test!
« Reply #9 on: November 30, 2008, 18:25:27 »
Well done Doug
 :D
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Offline muddyjames

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Re: i pased my test!
« Reply #10 on: November 30, 2008, 21:47:04 »
well done.

Just seen the ins list. I used to live in a A place but now in a B place. Didnt make any difference in my ins thankfully!

Do pass pluss. It will be your friend for a long time. I did mine 9 years ago and most ins companies are stilla ccepting it now.

My first car (and still have it) is a rover 620 2l 16valve injection engine. That was £2200 tpft on my first year with pass pluss and a few female named drivers. Female drivers on policies always help as long as they have a low risk job! Even if they never drive the car! I have a mate on my policy who is a lawyer.  :dance: Comes down by a couple of quid!

Just keep on ringing around. it is amazing what a few hours phoning people up can achieve.
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Offline Disco Matt

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Re: i pased my test!
« Reply #11 on: November 30, 2008, 22:11:17 »
It is daft on occasion. My brother is in a "C" postcode, car is parked off street and garaged.

When I first started some places quoted £4k for me on a 1.9 Diesel Citroen ZX. I think a lot of them quote stupid prices because they just don't want the business.
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Offline JIMBOBLY

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Re: i pased my test!
« Reply #12 on: November 30, 2008, 23:43:08 »
good on ya boy,now you can have the experience of having the [throw it] taken out of you getting stuck,insurance these days is all wrong,i feel sorry for you people just passing ya test,go all through that,and then cant afford to run a car cause of the prices :D :sad:
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Offline bobtailed disco

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Re: i pased my test!
« Reply #13 on: December 01, 2008, 04:04:05 »
well done m8
And the thing that pisses u off now you still cant tow your bobtail without a trailer licence :-(
Rob
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Offline boss

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Re: i pased my test!
« Reply #14 on: December 01, 2008, 10:07:49 »
yah, im aware i cant tow the bobtail......im also not sure weather its worth doing the tow test and buying a transporter(one big enough) or just getting insured on it. cost will be close and i have found a company that will insure me for a week on it for £260 which i sopose isnt too bad.....its not going to be used for the weekley shop :lol:
i got a clio....which was free...i remain sceptical as to weather itll get through the mot and if not i will be in the market for an ex-military SWB im driving my girlfriends clio at the moment and it is awfull! it is not designed with some one of my size in mind! :lol:
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Offline muddyjames

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Re: i pased my test!
« Reply #15 on: December 01, 2008, 16:21:38 »
when I passed my test 9 years ago  :shocked: the cheapeest insurance I could find was on a series landy. A series landy was about £400 cheaper thana  fiesta. What can do more damage!!!

anyway. a series was the only vehicle that was in the hundreds of pounds rather than the thousands.

Trailer license is about £800 if you go through a training centre. Obviously not drive through one!!!  :doh: :roll:
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Offline boss

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Re: i pased my test!
« Reply #16 on: December 01, 2008, 21:04:15 »
yes, am thinking about a series 3 or an earley 90...i know how to drive/fix landrovers unlike these stuped french things :roll:
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Offline muddyjames

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Re: i pased my test!
« Reply #17 on: December 01, 2008, 21:06:16 »
an early 90 you will find will make insurance rocket up. even a s3 with a defender front on it made ins companies not want to know! :roll:
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Offline Chris Putt

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Re: i passed my test!
« Reply #18 on: December 02, 2008, 00:02:35 »
Nice one, hers a little thing I found when I first passed..........
Fiestas, corsas, puntos, novas, pug 106, saxos etc all very expensive to insure, (all under 1100cc too)- Yet, my fiat uno 1.4i, (75 horsepowers dont you know!- in a car with a wet-weight of 710kg- went like F**K) was cheap as chips! Polos also seemed to be cheap at the time.

If you want a bit of simple, barn door engineering that is characterful and VERY cheap to run with an element of landroverness about it, look no further than an old Panda 4x4!!!! The mechanical equivalent of a mountain goat, group 1 insurance, stragely tardis-like inside and as simple as Kerry Mcfadden! Also you can put a viscous couple out of a sierra XR4x4 in one apparently so you can run permeanent 4wd, which means you can corner in them at speeds which defy the laws of physics.......
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Offline marky

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Re: i passed my test!
« Reply #19 on: December 02, 2008, 00:22:06 »
A driving licence, AND a job.
Nice one  :thumbup:
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Offline boss

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Re: i passed my test!
« Reply #20 on: December 02, 2008, 00:46:19 »
yes mark, driving an a job! things are going well!

i have not considerd a panda....i dont like them! would rather have an sj!
i think iwill be going down the route of a green oval SWB if the clio is fubar, would be a bit hypocritical of me being in a landrover club!  :lol:
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Offline richo

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Re: i passed my test!
« Reply #21 on: December 02, 2008, 19:39:28 »
Motoring can be a ripoff when insurance is needed.
Try the NFU as they where the best for me with my Defender
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Offline boss

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Re: i passed my test!
« Reply #22 on: December 02, 2008, 20:03:32 »
nfu wont insure me as im under 25!
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Offline digger

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Re: i passed my test!
« Reply #23 on: December 03, 2008, 06:25:29 »
well done m8
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Offline topless matt

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Re: i passed my test!
« Reply #24 on: December 05, 2008, 07:56:53 »
NFU insured me no probs since ive been 20! :dance:
It does help if another family member has another policy with them
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