We've not had any problems with Churchill, had a crash about 7yrs ago, not my fault, made a mess of my disco, but the van which hit me from a side jnuction had its front end ripped off, and it was a hire van, I thought it would be a nightmare to sort out but Churchill were great all dealt with and Disco taken for repair inside a week, courtesy car (KA! Yuk) provided; Disco returned as good as ever 10 days later.