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Offline BigBlueBeast

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P&P Insurance
« on: November 16, 2009, 20:36:50 »
I have just had an e-mail off someone about a P&P I am organising for next month. He states that I need an insurance policy which will cover me offroading. Even with my car insurance, and it being on private land, is another cover required? I know I am covered for greenlanes as they are classed as public right of ways and roads!

HELP before I get done or maybe not!
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Offline Llanigraham

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Re: P&P Insurance
« Reply #1 on: November 16, 2009, 20:40:29 »
If you are running it then you need Public Liability Insurance at the very least. If you are doing it as a member of a Club then they should have it already.
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Offline dxmedia

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Re: P&P Insurance
« Reply #2 on: November 16, 2009, 20:45:00 »
As above, look for 1 - 2 million cover minimum.  It's incase some one gets injured on the site and rather than suing you for every penny you'll ever earn, the insurance company will foot the bill.
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Offline BigBlueBeast

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Re: P&P Insurance
« Reply #3 on: November 16, 2009, 20:56:06 »
The day out is listed in events. I don't run the site, but I am organising the day. I have arranged to have the site open for us on that day, I am sure the site owners/ runners have insurance for the site, but do I need insurance other than my standard insurance?
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http://www.NCCPhotography.co.uk
1997 'P' 300TDi Disco 1 called Daisy - Sold
1992 'K' Shogun Mk2 LWB called Misty - 4x roof spots
                                                          4x front spots - 440 watts TOTAL atm
                                                          CB fitted - channel 21 - All SOLD
1996 "P" Vauxhall Frontera - SOLD
1992 "J" Toyota Hilux - SOLD
1992 "J" Mitsubishi Pajero - SOLD
1995 "M" Land Rover Discovery V8 - SOLD
Next One - 1986 Land Rover 90, EX-Military Yellow - SOLD
1996 "P" Range Rover P38 4.6 HSE LPG Converted, Blue

'YOU NEVER KNOW UNLESS YOU TRY'

Offline dxmedia

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Re: P&P Insurance
« Reply #4 on: November 16, 2009, 21:08:48 »
Have you confirmed with the site owners, quite often they will require that the event organisers supply insurance.
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Offline robkav

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Re: P&P Insurance
« Reply #5 on: November 16, 2009, 23:47:31 »
Yes i think you will need public liability but is not as bad as you think have a ring round.
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Offline eugene

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Re: P&P Insurance
« Reply #6 on: November 17, 2009, 20:09:47 »
the site does have public liability on it already
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Offline playboaterkev

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Re: P&P Insurance
« Reply #7 on: November 19, 2009, 14:13:00 »
 :cool:
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