Topic: Card fraud (Read 6419 times)

Bob696 · « **on:** December 21, 2009, 23:08:35 »

Anybody here had an attempted card fraud in the past couple of weeks? Typical pattern is small purchase at clickonline then a phone top up at O2 then a big purchase?

jasonslaphead · « **Reply #1 on:** December 21, 2009, 23:37:22 »

I have had exactly that and i have seen a few with the same on another forum too :(

TDi90 · « **Reply #2 on:** December 22, 2009, 10:43:52 »

yes, i have. yesterday.

not happy.

R

Boddle · « **Reply #3 on:** December 22, 2009, 11:06:05 »

I had a similar thing Click online and then return of then some-one attempted to buy a television Currys.
The bank contacted me and replaced the card and I haven't lost anything so far.

Bob696 · « **Reply #4 on:** December 22, 2009, 15:27:34 »

Well that makes about 9 landy owners I know that have been stung in the past couple of weeks. Non have actually lost any money though so it looks as if the fraud people are on the ball.

I have only used one land rover company in the past 12 months so I know where to point the blame so to speak and have pointed my fraud department in the right direction.

I would urge no one to speculate as to the company involved as it will be just one bad egg in an otherwise good company.

clover · « **Reply #5 on:** December 22, 2009, 16:14:24 »

We recently had a fraudulent O2 money card withdrawal of £100. The money was credited back to us and the debit card canceled.

woody · « **Reply #6 on:** December 22, 2009, 18:20:20 »

i had over £500 spent at O2(UK) Ltd on my credit card in November
contacted my card company and they said it looked like an error and the money was in the process of being refunded
got a letter 2 days laterfrom the card company saying due to irregluarities the card had been temp blocked and to reactivate it i would need to contact them
not bothered as it would cost a fortune over christmas
just checked my account today and somebody has spent over £1300 on an apple computer :shock: :shock: :shock: :shock:

even though it was blocked
have contacted the card company and someone attempted to use it at 2 30 this morning but it got rejected :lol:

all sorted now though and waiting for a new card

clover · « **Reply #7 on:** December 23, 2009, 07:52:57 »

Well it would be a bit of a coincidence that there are so many Land Rover owners that have this fraud happen to them and have bought bits on line from a Land Rover parts company.

I know I have bought parts online is there any one else who has done the same and have fraudulent O2 money card withdrawals?

If not the fraud is just coincidence...

But the case that other LR owners on other lists have the same issue leads me to think this is not the case.

My bank were very quick to act canceling the card and investigating it the same day it happened.

Smego · « **Reply #8 on:** December 23, 2009, 11:50:32 »

I tried a couple of times but keep nearly being caught as the card companies are looking out for it this time of year!

TDi90 · « **Reply #9 on:** December 23, 2009, 13:17:57 »

Same here. O2? for some reason they took 34.15 from ym account - but i have NOTHING to do with O2. nothing i use is with O2.

landmannnn · « **Reply #10 on:** December 23, 2009, 20:15:14 »

Me too.

£3 was tried at clickonline yesterday and £30 O2 today.

My card is now cancelled, waiting a new one.

It happened to me August as well, I don't think it is related to lr parts suppliers since I haven't bought any parts on this card.

Mark_Solesbury · « **Reply #11 on:** December 24, 2009, 13:49:34 »

Yep

Both my Egg and MBNA (Virgin Atlantic Card) were done by "O2" for a couple of pence each.

I had used them both in Tokyo a few weeks before.

Thank fully the Egg fraud team are a lot better than the other!

Egg called me to discuss and cancel - I then rang MBNA and explained; their response was "Oh yeah, its happened here too"

Nice.

cooper956 · « **Reply #12 on:** December 24, 2009, 16:42:34 »

i have had same thing 2 weeks agot thay got £30 o2 topup then went for £700 at john lewes and £600 at asda thay didnt get ether of theses and bank rang me now got new card ect allso used online landy parts 2 weeks before could someone pm me the name of the parts place please see if its a match?
im told the topup is to see if there clone card works thn thay go for the big one

squaddie_fox · « **Reply #13 on:** December 27, 2009, 00:12:31 »

i have recently used my card at a fair few land rover based companies, i need to check my statements as i think there is money missing somewhere, could someone PM me the company as i would like to know whether i have spent money there. :shock:

cooper956 · « **Reply #14 on:** December 27, 2009, 11:27:08 »

horses live in them aprently details taken at begining of the year not recently.

redhand · « **Reply #15 on:** December 27, 2009, 13:36:35 »

The most common source for card cloning is Filling stations. Usual thing is to have a CCTV camera aimed at the ATM outside and the card reader inside. Also they'll sometimes claim the machine is broken and use a manual card machine or take your card and take it in to the back room. Moral is always keep card covered even whilst inserting it into the machine. and never let the assistant have it in his/her possesion at all.

Disco Matt · « **Reply #16 on:** December 27, 2009, 17:05:41 »

Happened to me a couple of years ago, they got £30 worth of phone credit (bank refunded it), tried to do the same again but it didn't go through. They also tried to get two £700 orders of computer stuff through, which the company concerned didn't process!

I strongly suspect that the fraudster worked at a well-known model railway shop, as I found several others who'd had their cards ripped off after shopping at the same place. This retailer is to the model train world what the one hinted at above is to the LR world (if that makes sense).

The phone credit seems to be a standard thing for the thieving little snotrags - it's more or less untraceable and a way of checking whether the card is live or not. I now try to use Paypal when dealing with unknown retailers. They never see your card details that way. I know Paypal has horror stories attached to it but they seem to be better at avoiding light-fingered staff than some shops.

Thrasher · « **Reply #17 on:** December 27, 2009, 20:25:04 »

Protect your CV2 number. Without it your actual card number is useless. If you *think* there is a problem with an online supplier, ask them if they are PCI compliant. If they are....then it becomes the bank/credit card companies issue.

Mark_Solesbury · « **Reply #18 on:** December 27, 2009, 21:15:14 »

PCI is the magic word.

To meet PCI regs, one thing they cannot do it write the number down - Thats a big no no.

I always get suspicious is the person on the phone is blatantly scribbling as you talk.

Thrasher · « **Reply #19 on:** December 27, 2009, 21:50:49 »

PCI is a mighty scary thing - if they ain't compliant ...... :shock:

discodee · « **Reply #20 on:** December 28, 2009, 19:16:20 »

Be very carefull what information you keep on your computer,my boss was done in an ebay scam from a so called seller in paisley but it turns out that the sellers paypal and bank details along with all her information that she kept ,she thought safely on her virus protected pc they were snatched by some kind of trojan so she was totally unaware that her account and information was being used, this is being looked into by the police although they think it will be nearly impossible to solve,there are signs that its a nigerian gang somewhere in the midlands as this has happened to allot of people so be carefull what you do on your pc and keep all your security programs updated. don

burgerman · « **Reply #21 on:** December 29, 2009, 19:13:40 »

Ive just been done for nearly 2K

Usual pattern seems to be appearing, couple of quid on i tunes, Bit more to tesco mobile top up, then three transactions converted to euros, oh yes and a flight via ryan air which was booked whilst i was on the phone to the bank/fraud section :roll: "should" get my money back,

Bit annoyed with my bank, H***fax, These would have been very unusual transactions for myself, but no call or block was put in place till i rang them :doh:

And for the record i havent brought any landy parts online from anyone since :-k back in june,

I am usually carefull with bank stuff, drew out cash over the counter to pay for all crimbo presents n stuff, burn most bits of paper, and completely shield my pin no if i have to use a cash point,

Lets keep a carefull eye on ya bank balances

Terranger · « **Reply #22 on:** December 30, 2009, 15:42:59 »

Wait a minue, my mobile had a message that I'd topped up my phone, when I knew I hadn't.
Best check it out, thanks!

Tatt · « **Reply #23 on:** January 04, 2010, 19:09:14 »

Yup, I've just been done. Had £30 spent on an O2 top-up.... Waiting for my new card to arrive and my next bank statement to come...

Tom

wheels244 · « **Reply #24 on:** January 05, 2010, 22:52:39 »

Yep - me too

£30 on O2 top up
then
3 separate transactions to Orange
£10
£20
£30

My building society were fantastic when I told them - cancelled the card, put me in touch with their Special Investigation Dept who said I'd get my money back.
I commented on the noisy office they were working out of - she told me it had gone mental this christmas with mobile phone top up fraud.
I also asked why hadn't they gone for larger amounts - she said these were the 'testers', the big one was immenent and I'd done a good job of spotting it quickly.
She also was very confident of catching the scrotes - but wouldn't be able to tell me any detail regarding the case due to the DPA - what a screwed up country we live in - always protecting the guilty :roll:

Disco Matt · « **Reply #25 on:** January 06, 2010, 13:27:35 »

Just happened to me - or rather I just spotted it. Someone used my card details to pay £14.99 for "unlock" (with a number after it) on the 30th, which from reading around looks like a phone unlocking service. I have never paid for phone unlocking.

Thing is, they used it via Paypal. I have Paypal but it comes from my bank account via direct debit, so I spotted this pretty rapidly! I've just been to the local bank, cancelled the card, and got their fraud squad on the job.

V8MoneyPit · « **Reply #26 on:** January 07, 2010, 11:43:37 »

Quote from: Mark_Solesbury on December 27, 2009, 21:15:14

PCI is the magic word.

To meet PCI regs, one thing they cannot do it write the number down - Thats a big no no.

I always get suspicious is the person on the phone is blatantly scribbling as you talk.

The details can be 'stored' as long as security measures specified by PCI are in place. This allows for transactions that cannot be processed at the time of order.

I really don't like it when companies take your money immediately even when there will be a delay in supplying the goods or service. Many of the online processing facilities force this, although many use pre-authorisation and only complete the transaction when the goods are supplied.

I don't know how the LR company concerned process their online card transactions (that is the only way I've ever used them), but handing your card details over the phone always carries a slight risk of the person at the other end being dodgy. In this instance, the company is not carrying out the fraud. It seems their systems had been hacked in some way and they have sorted this.

denviks · « **Reply #27 on:** January 11, 2010, 10:08:22 »

well it looks like ive been done aswell..............had the call from my bank last night......

vodafone top ups. looks like £100 worth before they stopped it.

i should get my money back with any luck. but now got to wait for a new card to come through. not had post in over a week so not going to arrive anytime soon....... :(

Disco Matt · « **Reply #28 on:** January 11, 2010, 10:47:16 »

HSBC sorted mine out pretty quickly, I've already been refunded and my new card arrived last week.

I note that the company hinted at above offers the option of paying via Paypal. If I have to buy anything from them I'll be paying that way in future.

arrolman · « **Reply #29 on:** January 11, 2010, 19:35:23 »

Hmm, I got done on Friday! Tried to buy something from Apple online store then £30 02 topup. Funny that theres people mentioning landrover shops, I've only ordered from these places in the last month with my card, bit suspect to me. Can someone PM the name of the company they think might be involved??

Cheers,
Iain

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AuthorTopic: Card fraud (Read 6419 times)