Mud-club
Vehicle & Technical => Discovery => Topic started by: Bush Tucker Man on September 26, 2005, 23:41:15
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I know the insurance issue is always cropping up up, but here goes...
My renewal is in about 2 weeks, so I've been phoning around.
The quotations are surprising to say the least.
At present I'm with Adrian Flux.
My renewal is;
£294.00 = Policy
£25.00 = 'Issuing Fee' :twisted: :twisted:
£13.00 = Additional Personal Accident Cover
Giving a grand total of
£332.00
That's for having/being;
Fully comprehensive, a couple of weeks short of 40, SWMBO as a named driver, one claim about 13years ago, clean licence held since March 1983.
Out of interest & being a parsimonious Yorkshireman, I tried a few others
Sureterm = £469
GreenLight = £358.00
Swinton = £489 (just me, but £457 with Joanne :? )
Churchill = £486 (with a £350 excess :shock: :shock: )
Privilege = £471 (£150 excess & a voluntary extra £150 excess??!)
Am I expecting too much?, or am I living in the past expecting cheap insurance?
Plus it's gone up since last year (without a claim :twisted: )
Must be with helping to pay out for the victims of all the un-insured little scrotes!
Can anyone suggest anyone else worth trying
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BTM! I got mine with Greenlight! A policy designed for 4x4's
Parts only! And it worked out for me as the main car at £199 + about £27 for the legal stuff All Fully comp! You need to talk to barrie scott or PM him and mention the "parts only policy" and he will explain it to you!
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Richard,
Try N.F.U.
Can't remember how much mine was, around £260 fully comp,
for me and Sally, full no claims, now 50 and driving since 1975.
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Richard,
Try N.F.U.
I had my 110Tdi with the NFU & then the 90CSW-V8 (factory built V8 ).
Then the renewal for the V8 went silly, it went up by over £150!!!
So it was over to Liverpool & Victoria (Frizzell), as the UNISON membership gave a decent discount.
Then that went up...
Adrian Frizell got my business in 2003
BTM! I got mine with Greenlight. A policy designed for 4x4's
Parts only!
As I stated, I got a standard quotation from GreenLight, but I'd be interested to know how this works
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Barry scott is an MC member and as far as i know we get a club discount as well!!
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Richard! PM on it's way
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Barry scott is an MC member and as far as i know we get a club discount as well!!
'PM' also received.
The 'GreenLight' figure I quoted was with a 10% club discount
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have told them about all the mods ?
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have told them about all the mods ?
What mods?
The 'Mud-Club' & 'Discovery Owners Club' stickers& the 'Jack-Mates'
Perhaps the one below put the spanner in the works for me?? :lol:
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it shouldn't make any difference to your insurance if you have
held a driving licence for at least 10 years
at least 5 years no claims
any driving offences over 3 years old
the only differences should be
occupation, postcode, vehicle insurance group (for a standard vehicle)
brokers claim that they search hundreds of companies for the best quote :lol:
as you are reading this arnt you thinking this should be in the JOKES forum :?: :?:
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My Disco, with ALL the mods declared, was £199 with NFU this year with Carol as a named driver.
I get a little extra discount as I'm classed as a crofter because of my field in front of the house that a chap up the road keeps his sheep in. :wink:
Maybe the insurance cost is so high cos you live in the "The Texas of England"!! :(biglaugh):
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£250 with Liverpool Vic this year :wink:
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Now I know you're all going to laugh at me because my insurance is with Morethan :lol: Trust me, it'too expensive and since I'm soon going to lift the disco by 2" I can't stay with them anyway. But I go my renewal quote earlier in the year and it had gone up by about £100 so I checked out what it would be through their online quote system and it came out £120 quid cheaper than my renewal :twisted: I rang them and told them this. They weren't surprised. I told them that what I would do was cancel my insurance with them and immediately take out a new policy with them over the internet for £120 less :roll: They said that sounded like a good idea :lol:
Really I should switch just for that :wink:
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£518 FC on my 90 with my dad as a named driver,3 points in 2004 & driving since 2003 Oh & im only 20 :lol: 8)
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That seems an awful lot!!
Just got insured through Adrian Flux on our Disco. 4 years no claims, no accidents or convictions, £225 for the year fully comp, covered for off road use and green lanes. They also told me that the mods we intend to do won't make a lot of difference to the cost.
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Just bought a Disco 300tdi Commercial transfered my insurance from my VW transporter which used to cost £440 now paying £350 with the CIS this is a commercial policy with fully comp cover and £150 excess I thought that this was a good deal , I have been loyal to the CIS as in my youth if I ever had an accident they had the car back on the road within a week every time reguardless of whos fault it was