Mud-club
Vehicle & Technical => Discovery => Topic started by: Matt_H on November 22, 2005, 09:25:47
-
My disco is going to be written off by the insurance company after the small fire from last weekend :-(
They've asked me if I know of any similar vehicles for sale to help with the value claim.
Does anyone have any links to discos for sale that have been modified?
Mine is presently 1990 diesel, 2" lift, snorkel, winch, winch bumper, modified wheel arches, light bar and other underbody protection. Something similar would be appreciated. (The car is insured for £3000 which I reckoned was about £1500 car and £1500 mods)
Your help is very much appreciated
Matthew
-
Sorry, can't help with any ads - but if it's any help I'd think your estimate is pretty close, must be some for sale out there like that.
Presumably you can remove the mods and then they'll give you replacement vehicle value anyway ? I know it's a lot of labour, but it's better than getting stitched up ..
-
Surely it should be irrelevant what it's worth or the cheapest you can replace the bits for.
Your vehicle no doubt had a declared value associated with it, they used that to calculate the premium for the insurance, they should give you that. "Book Price" is all a glorified rip off if you ask me, either it's worth what I say it's worth, or it's worth whatever the book price is, don't charge me a premium for the one and then pay up a smaller amount because it suits.
<grumble>
-
If it was insured for £3000, then if its a write off then they should pay you £3000. Then you can ask if you can buy it back for the salvage value. When my last car was writen off the salvage price was £50.
Paul
-
what an insurance company does and what they 'should' do are two different matters. They are perfectly in their rights to offer me much less money and then I would have to ultimatley take them to court - that would just cost too much time and effort!
The policy is not agreed value, although I have it in writing that all the modifications are covered for "market value". I have documented proof of the value of the mods, just to need to get the icing now to make this go nice and smoothly.
When doing this sort of thing it helps to have examples of other similar vehicles to help them.
Oh and yes I will be asking for salvage rights!
Matthew
-
Are these any good for you????
Good luck with the claim :wink:
http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=4586710640&rd=1&sspagename=STRK%3AMEWA%3AIT&rd=1
http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=4587670165&rd=1&sspagename=STRK%3AMEWA%3AIT&rd=1
http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=4590477630&rd=1&sspagename=STRK%3AMEWA%3AIT&rd=1
-
thanks for those links - if anyone has any more especially early 200 tdis please pm/email or post them here.. modified esp welcome and finished ebay auctions.. If I can get 5 200 tdi modifieds then I should be laughing and I guess I'll be buying everyone beers!
Matthew
-
you could ask them to replace like for like ie let them do the legwork to find a replacement .....I do know of someone who get his insurance to do this
Darren
-
There is mine in the for sale bit for £6000 http://forums.mud-club.com/viewtopic.php?t=14654
-
you could ask them to replace like for like ie let them do the legwork to find a replacement .....I do know of someone who get his insurance to do this
Darren
well I want it done this year if possible :-)
Matthew
-
don't want to raise to much alarm but... i followed the links to (think e bay) posted by fingers (not apportioning blame tho :wink: ) and my pc crashed out from its internet connection by the anti virus soft wares that i have, have now scanned the hard drive and the virus killer has fount three new virus's which i think came from the link. no damage done but advise you all to check you pc's. all was ok before tho as i had only virus scanned last night.
Are these any good for you????
Good luck with the claim :wink:
http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=4586710640&rd=1&sspagename=STRK%3AMEWA%3AIT&rd=1
http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=4587670165&rd=1&sspagename=STRK%3AMEWA%3AIT&rd=1
http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=4590477630&rd=1&sspagename=STRK%3AMEWA%3AIT&rd=1
-
sorry to hear about the virus bud...But i was on my works Pc which has all the latest anti virus plus network security software :? :? so its not me bud!! :shock:
-
so its not me bud!! :shock:
It would be what you linked too rather than you, but I've just tried them and have found no problems..... and we have (in the same way you have) daily updated virus definition files and more protection than Saddam Hussein*
:D
* and I don't mean we bury our computers in holes!
-
:lol: :lol: :lol: I'am glad :oops: :oops: got a bit worried then :shock:
didnt think i could of put a virus on here as the server would of picked it up long before it was allowed on the website...thanks though bud :wink:
-
Probably a coincidence more than anything!
Possibly, you need to update your virus checker (what are you using?) or change it's settings as known viruses should be detected immediately rather than requiring you to do a manual scan. Of course, that's not 100% guaranteed :wink:
-
have got three running, occasionally do a manual scan to make sure, prob coincidence as said but mentioned it to be safe.
didn't think that ya'll did it on purpose fingers, :oops:
but these little [!Expletive Deleted!] get every where.. if i could have five mins in a dark room with the spoty little sods hat write the virus's i'd be happy :(blackeye): as they've cost me an arm and a leg in bechams for pooters :(kerching):
-
Hope this one helps
http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&category=29748&item=4574698984
-
have got three running,
do you mean virus scanners on one pc? Cus if you do that is a very bad thing and will kill your pc performance.
Matthew
-
have got three running,
do you mean virus scanners on one pc? Cus if you do that is a very bad thing and will kill your pc performance.
Matthew
?? will it? have a well known brand doing all the anti viral, firewall & blcker stuff automatically, then have x2 freebies that i manually use occasionally to do double check sweeps... is this not good, computer geek recommended it :shock: not much of pc genius my self :roll: :oops:
-
problems arise if two virus checkers are trying to do real time scanning as they can fight against each other. If the other two arent doing anything unless you tell them to then it should be fine.
Matt