Mud-club

Chat & Social => The Bar - General Chat => Topic started by: woody on November 25, 2005, 10:49:23

Title: insurance (anti anti 4x4jibe)
Post by: woody on November 25, 2005, 10:49:23
Ok i listened to the anti on radio 2
and had a thought
isnt it about time responsable adults should be insuring bicycles and those mobility scooters
if you are in an accident with another car both drivers (should be) are insured
if you are in an accident with a bike or mobility scooter
any damage to your vehical may have to be covered by your own insurance, resulting in loss of no claims
bikes and mobility scooters seem to drive/ride on and off the road and pavement with absolutely no warning
come on lets start a campain to force them to carry real insurance minimum 3rd party
Title: insurance (anti anti 4x4jibe)
Post by: TimM on November 25, 2005, 10:56:27
I think they should, and not just adults!

They are not likely to cause any serious injuries (or less likely anyway) and so the cost would be negligible.

I used to do archery, and we went out into woodland to shoot at targets - my bow was powerful enough to punch a big hole in a wall, a human wouldn't stand a chance - yet my insurance was £4 per year, for something like £2M cover.
Title: Re: insurance (anti anti 4x4jibe)
Post by: laser_jock99 on November 25, 2005, 13:27:39
Quote from: "woody"
Ok i listened to the anti on radio 2
and had a thought
isnt it about time responsable adults should be insuring bicycles and those mobility scooters
if you are in an accident with another car both drivers (should be) are insured
if you are in an accident with a bike or mobility scooter
any damage to your vehical may have to be covered by your own insurance, resulting in loss of no claims
bikes and mobility scooters seem to drive/ride on and off the road and pavement with absolutely no warning
come on lets start a campain to force them to carry real insurance minimum 3rd party


Certain liabilities may well be covered on household insurance policies.

My boat's not covered while off the drive (household policy) or not being towed (car insurance)- cost's me £60 per year for £3M of cover. Not sure how you can do £3m worth of damage with a 17ft dingy though?
Title: insurance (anti anti 4x4jibe)
Post by: hobbit on November 25, 2005, 18:50:38
Where's Ed (Wanderer)

You got that info you showed me a couple of weeks ago Ed?
Title: insurance (anti anti 4x4jibe)
Post by: TUFFTEE on November 26, 2005, 00:08:47
If one of them there BYCYCLISTS or MOBILITY SCOOTERS  Runs into the front of my BULLBAR and SCRATCHES it? Then they SHOULD have Insurance to get my scratches Repaired!!! :roll:  :roll:  :roll:  :lol:
Title: insurance (anti anti 4x4jibe)
Post by: Range Rover Blues on November 26, 2005, 00:57:19
Add horse riders to that list, if ever there was a luxury form of transport......
Title: insurance (anti anti 4x4jibe)
Post by: rogerp075 on November 26, 2005, 01:53:43
Horses
i was delivering one of my diggers on a small narrow lane
was going very slow as there was not enough room for two motors two pass with out one stopping
What do i see when turn corner   a BLOODY GREAT 16 HAND HORSE
i stoped to let the lady pass

Then all of a sudden the horse started to flip out so i turned the engine off hoping it would calme down
it was all over the place hit the motor (no damage) and all sorts could of been a lot worse

Who would of paid insurance if i wanted to claim ?
Title: insurance (anti anti 4x4jibe)
Post by: TUFFTEE on November 26, 2005, 09:22:53
Horse Steaks! Mmmm Tastie! 8)  :roll:  Add um to the Poll List Please!
Title: insurance (anti anti 4x4jibe)
Post by: Barry Scott on November 26, 2005, 10:14:44
I think horse riders can get insurance.  I am sure my mum has it for hers, but it should be mandatory.
Title: insurance (anti anti 4x4jibe)
Post by: V8MoneyPit on November 26, 2005, 10:29:35
You certainly can. My wife has third party liability insurance for when she's horse riding.
Title: insurance (anti anti 4x4jibe)
Post by: TUFFTEE on November 26, 2005, 10:32:15
See There are Sensible People out there?

Just not Many? :shock:
Title: insurance (anti anti 4x4jibe)
Post by: denviks on November 26, 2005, 10:33:24
my sister has insurance on her horse aswell. but i definatly agree with cyclists and them leccy scooters having to have insurance. the front door to my house opens straigh on to the pavement. i have lost count the amount of times i have stepped out of my front door to almost be mowed down by a push bike flying along the pavement. :evil:  and its not only kids either.....
Title: insurance (anti anti 4x4jibe)
Post by: V8MoneyPit on November 26, 2005, 10:56:51
Quote from: "TUFFTEE"
See There are Sensible People out there?

Just not Many? :shock:


Sensible???? Are we talking about the same person here? This is my wife we are talking about  :lol:  8-[
Title: insurance (anti anti 4x4jibe)
Post by: DISCO-CHRIS on November 26, 2005, 18:53:35
if you fancy opening a whole new can of worms what about the little s*d,s on their mini-motos?
should be re-named "instant get away for tea leaf,s". :roll:
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