Mud-club

Chat & Social => The Bar - General Chat => Topic started by: seph234 on January 30, 2006, 20:18:36

Title: insurance what to do
Post by: seph234 on January 30, 2006, 20:18:36

hello  what should i do last weekend i was pulling away from a round about and thought the person had gone in front of me, well he hadn't so i hit him only doing about 5 mph i bent his back door in rear light and the back corner, and not a scratch on mine i sorted all the details etc and have told my insurance what happened. Well my insurance is up the end of this month and i have already set it up with another company ready to start i have sent all my proof of no claims etc off so do i have to inform my new insurers of what happened.  joe

Title: insurance what to do
Post by: Jas278 on January 30, 2006, 20:23:52

Yes :(

Title: insurance what to do
Post by: driftwood on January 30, 2006, 20:28:35

it will possibly void you insurance if they find out, they'll do anything to not pay.

Title: ins
Post by: timberdog on January 30, 2006, 20:32:03

Not worth the risk going forward :roll:

Title: insurance what to do
Post by: littlepow on January 30, 2006, 22:48:01

yes you will need to tell, there will be a sub clause in your policy stating that if you have not provided correct information requested, then the policy is no longer valid and you could be liable to a hefty premium hike.

Title: insurance what to do
Post by: Rocketman on January 30, 2006, 23:26:34

All the insurance companies now have access to ALL your information so they are able to tell your history. Bit like big brother really.

Title: insurance what to do
Post by: Bulli on January 30, 2006, 23:40:34

it is all to help with fraud , which costs US hundreds of extra pounds a year. You have to tell them as they wont check unless you have another claim in which case they often pay out the 3rd party and then sue you for it!!!! Not pretty.

Title: insurance what to do
Post by: Berliner Beer on January 31, 2006, 10:35:08

Tell em and tell em QUICK!

Title: insurance what to do
Post by: Tailendcharley on January 31, 2006, 11:17:48

:)  :) I agree with all the comments above...Data Bases as used by the DVLA and Insurance Company's all now have your Insurance details and MOT details...George Orwell was right,he just got his timing wrong...Big Brother is watching,so be warned.... :o  :o

 :cry:  :cry: Billy no Mates :wink:  :wink:

Title: insurance what to do
Post by: seph234 on January 31, 2006, 16:46:23

ok cheers i will ring them right now. if i was in a normal car i think i would of got away with a scratch on his bumper but coz i was sitting higher and the weight of the disco it was a lot worse. oh well on to the insurance i get :( .   joe