Mud-club

Chat & Social => The Bar - General Chat => Topic started by: goblin on June 24, 2006, 10:28:17

Title: renewal time
Post by: goblin on June 24, 2006, 10:28:17

hi, any body recommend a competetive insurance company, so many to choose from  :?

Title: RENEWAL TIME
Post by: andyhubbard on June 24, 2006, 10:56:52

It's NFU for me everytime-never had them beaten and service is second to none-Andy.

Title: renewal time
Post by: dew1911 on June 24, 2006, 10:59:40

Another Vote for NFU - After the price they promised me when I come to drive it I could sing their prases all day long.

Title: renewal time
Post by: goblin on June 24, 2006, 11:02:16

is that the national farmers union ? do you have to join ?

Title: renewal time
Post by: Edge on June 24, 2006, 15:34:52

No need to join the farmers organisation, just phone them and get your quote :D

Just seen an advert on TV for "Hastings Direct"..... theyre advertising being the cheapest insurers for 2004/2005.

I'm insured with NFU for the works ex mod 90, but went to "Budget insurance" for Trug.

Title: renewal time
Post by: v8kenny on June 24, 2006, 16:12:42

NFU gets my vote too
Got 3 landies insured with them

Title: renewal time
Post by: PUX on June 24, 2006, 18:04:28

Quote from: "v8kenny"

NFU gets my vote too
Got 3 landies insured with them

just to add another one adrian flux they beat nfu for me im 26 3 points  :roll:  :oops:  and have a shed load of no claims points and they accepted all my mods to my disco  :D  top company to deal with aswell :wink:

Title: renewal time
Post by: mad mik on June 24, 2006, 19:04:38

just had a great quote fromlancadter insurance. (www.lancasterinsurance.co.uk/lrm) i went through confused .com but they came up tops.

Mik

Title: renewal time
Post by: woody on June 24, 2006, 21:25:31

try confused.com
came up with a load of quotes for me
£208 fully comp for a discovery

Title: renewal time
Post by: Damonski on June 24, 2006, 21:30:20

Id say use confused.com

Lancaster Insurance was the cheapest for all members of my fleet, including the non-landy's

Title: renewal time
Post by: landroverkeith on June 24, 2006, 21:33:45

:shock:

confused.com wouldnt do anything for me  :cry:

only had one company come back prepared to deal with me and that was admiral who im already with ..... though i am lost as to why because the quote they sent is more than they are charging already ...

im 28, over ten years no claims and no points on my licencse no previous history with the bacon of any kind....

so why am i being qutoed so bloody high  :evil:

Title: renewal time
Post by: Range Rover Blues on June 24, 2006, 22:30:54

Adrian flux, nothing too much trouble for them, cheapish too.  Got really p***ed off with firebrand this year so that's well over a grand I won't be spending with them!

Title: renewal time
Post by: goblin on June 24, 2006, 23:25:45

thanks for the tips lads n lasses, funny how they treat people different with there quoting , i know areas and age count but the differences can be huge

Title: Insurance Laugh
Post by: Colin 009 on July 17, 2006, 14:48:31

This cheer you up,

 quote last year was £806.13 this year £1374.16.

went to Confused.com to see if I can get a better quote and just one was brave enough to quote

COMPANY       PRICE  APPROX
EXCESS  LEGAL
COVER  COURTESY CAR  PAY MONTHLY
(subject to credit policy)  
Endsleigh    Ã‚£1750.07   £150  included  included  1x £350.01 + 11x £144.75

and the mob I'm with now - Lancaster Insurance   " insurer unable to quote for your details"   whats that about.

Title: renewal time
Post by: dew1911 on July 17, 2006, 14:52:50

You got 27 points or something (I know it's impossible)

NFU are Insuring my dad (50 odd, about the same NCB) for £80.86 and are promising to add me for only £206 extra!!! Fantastic pricing!

Title: renewal time
Post by: Colin 009 on July 17, 2006, 15:25:21

Just got a call from Endsleigh who quoted on confused, they wanted to see if they could give me a better deal taking more details.


No they couldn't  and just to give you an idea of the stupid execces asked by some insurance they wanted £450 towards any claim.



The poor bloke, I dont think he understood why I was laughing when he told me that.

Title: Re: Insurance Laugh
Post by: ChrisW on July 17, 2006, 15:53:45

Quote from: "Colin 009 a.k.a. Wally"

" insurer unable to quote for your details"   whats that about.

Probably something to do with 'claims history' I would think  :wink:  ... mine has nearly doubled this year due to a couple of momentary lapses of concentration  :oops:  :lol:

Title: Re: Insurance Laugh
Post by: Colin 009 on July 17, 2006, 16:09:53

Quote from: "ChrisW"

Quote from: "Colin 009 a.k.a. Wally"

" insurer unable to quote for your details"   whats that about.

Probably something to do with 'claims history' I would think  :wink:  ... mine has nearly doubled this year due to a couple of momentary lapses of concentration  :oops:  :lol:

sounds about right mate, what with me thinking of  starting court proccedings over the service provided.

Title: renewal time
Post by: goblin on July 17, 2006, 19:55:51

ok , confused .com only turned up 1 quote as disco is not standard only a 50mm lift but that was enough to shy most insurers away. the 1 quote was £450 that was dearer than my renewal quote with elephant at £435.
but went with adrian flux @ £350 fully comp, thanx for all your help

Title: renewal time
Post by: Horness on July 25, 2006, 11:40:37

Did anyone go with Lancaster insurance through Confused.com in the end?

I'm in the process of searching for quotes, and they're some £70 cheaper, but I noticed cover for Off-Road and Greenlane use is "EXCLUDED".

They're quoting £237.75 Vs. £310 on my renewal.

More digging needed I think.

Title: renewal time
Post by: woody on July 25, 2006, 11:52:33

Quote from: "Horness"

Did anyone go with Lancaster insurance through Confused.com in the end?

I'm in the process of searching for quotes, and they're some £70 cheaper, but I noticed cover for Off-Road and Greenlane use is "EXCLUDED".

They're quoting £237.75 Vs. £310 on my renewal.

More digging needed I think.

yes i went with them in the end  about £240 fully comp
not ideal though as the insurance doesnt cover greenlanes and off roading
but exactly what is a greenlane?????
they did offer an alternative that included greenlanes and off roading but it was over £400

Title: renewal time
Post by: Horness on July 25, 2006, 12:22:42

Problem is, most of my play-time is off-road on private land.  I only use the lanes if they're in between the land I need to get to.

Hmm £237 Vs £300+ - Don't know if I should take the chance.  :roll:

Title: renewal time
Post by: drmike on July 25, 2006, 21:49:57

How does an insurance company exclude a legal right of way from their cover. What is their definition of a green lane? I'd be interested to see what they come up with.

It's comparable to offering cover that excludes motorway driving which I would expect to be illegal as motor cover must surely meet some minimum requirements such as TP cover on all legal ROW.

Mike

Title: renewal time
Post by: Cassillis on July 25, 2006, 22:00:55

Quote from: "woody"

try confused.com
came up with a load of quotes for me
£208 fully comp for a discovery

Yep worked out best for me too £98 fully comp for my defender 90 :wink:

Title: renewal time
Post by: drmike on July 26, 2006, 07:45:29

I assume that confused can't do any sort of mods though?

Mike

Title: QUOTE ME HAPPY!
Post by: Horness on July 27, 2006, 17:09:03

QUOTE ME HAPPY

Not being convinced with Lancaster's statement ...

Quote

Cover for off-roading or use on green lanes is EXCLUDED.

I just called Adrian Flux.  Ã‚£285.

 :(biggrin):  chuffed as chips.