Mud-club

Chat & Social => The Bar - General Chat => Topic started by: robpark on August 23, 2006, 01:44:32

Title: Glass replacement - recommendations? *Now Done*
Post by: robpark on August 23, 2006, 01:44:32: Hi all,

Sadly daughter got her car broken into tonight while visiting friends, they smashed the passenger window - aren't there some miserable ba****ds about :(

...anyway, wondered if anyone would care to recommend a glass replacement company (I only recall AutoGlass) - she only has 3rd party insurance so price is an issue - she's paying!

Cheers.
Title: Glass replacement - recommendations? *Now Done*
Post by: barmiebrumie on August 23, 2006, 07:25:53: Hi Rob,
What car has she got :?: ,

John.
Title: Glass replacement - recommendations? *Now Done*
Post by: hobbit on August 23, 2006, 08:21:23: If she has 3rd party insurance, it may be better to look at a 2nd hand replacement depending on the car and window layout in the door
Title: Glass replacement - recommendations? *Now Done*
Post by: Porny on August 23, 2006, 09:00:21: I was just about to suggest pm'ing BarmieBrumie (john)....

But he's already replied :wink:

Ian
Title: Glass replacement - recommendations? *Now Done*
Post by: robpark on August 23, 2006, 11:15:42: BarmieBrumie (John)...you have a pm with details.

Cheers.
Title: Glass replacement - recommendations? *Now Done*
Post by: barmiebrumie on August 23, 2006, 11:39:06: PM sent back your way,

John.
Title: Glass replacement - recommendations? *Now Done*
Post by: TimM on August 24, 2006, 19:03:03: Is this sorted, or do you still want suggestions?
Title: Glass replacement - recommendations? *Now Done*
Post by: robpark on August 24, 2006, 19:32:56: Thanks, all done now :) .

I used 'Fast Fit Nationwide' in Bromsgrove. Not only did they offer the best price, but they had the glass in stock and offered to come out within the hour. Seems to be a good job - and having watched some of the process, I'm certainly glad I didn't have to go through the struggle of fitting it :? :)
Title: Glass replacement - recommendations? *Now Done*
Post by: Litch on August 24, 2006, 20:27:49: I know the job is now done but I have to ask the question of glass cover on TP insurance.
I thought practically all insurance policies had glass cover regardless of whether they were FC or TP. Do you know for a fact she didn't have it or was it an assumption as she was TP?

I know that even when people do have glass cover many confuse a glass claim for a 'proper' insurance claim and spend their time looking for S/H glass and then fitting it when for Ã‚Â£40 they could have had it all done for them with no effect on the NCB.
Title: Glass replacement - recommendations? *Now Done*
Post by: Litch on August 29, 2006, 20:42:36: No update?
Title: Glass replacement - recommendations? *Now Done*
Post by: wing nut on August 29, 2006, 21:01:08: im sure you have to request glass cover on tpft insurance
Title: Glass replacement - recommendations? *Now Done*
Post by: Rangie3.0LtrDan on August 29, 2006, 21:08:03: well the way to remember it is third party fire and theft covers third party damage, fire to yours, and theft to yours. if you want to cover your vehicle to make sure you dont have any repair costs (other than the excess) then its comprehensive.

i would say glass replacement generally comes under comprehensive as tpft doesnt cover repair to your vehicle.
Title: Glass replacement - recommendations? *Now Done*
Post by: Manicminer on August 29, 2006, 21:20:19: Many years ago I had glass cover with my TPFT,any driver, any vehicle in my possession, etc. Sadly over the years they were all removed 1 by 1 by the insurance company to keep the premiums down. Not too sure what extras my FC covers.
Title: Glass replacement - recommendations? *Now Done*
Post by: Litch on August 30, 2006, 21:38:29: Quote from: "Rangie3.0LtrDan"
well the way to remember it is third party fire and theft covers third party damage, fire to yours, and theft to yours. if you want to cover your vehicle to make sure you dont have any repair costs (other than the excess) then its comprehensive.

i would say glass replacement generally comes under comprehensive as tpft doesnt cover repair to your vehicle.

Ah yes but glass isn't classed as a 'real' claim when it comes to claims, NCB etc.

I will ring a couple of brokers as I am wondering about this now. I don't know why I am bothered as I have had FC insurance for more years than I can remember but it would be nice to know and if the news was good it may help others in the future.
Title: Glass replacement - recommendations? *Now Done*
Post by: Rangie3.0LtrDan on August 30, 2006, 21:40:05: Any claim for anything is counted. Cos its all a claim at the end of the day.
Title: Glass replacement - recommendations? *Now Done*
Post by: ben_haynes on August 30, 2006, 21:44:17: I have TPFT and i have glass cover with only Ã‚Â£50 excess didnt ask for it though but i have it so i will use it :lol:
Title: Glass replacement - recommendations? *Now Done*
Post by: missroadrage on August 30, 2006, 23:00:49: Quote from: "Rangie3.0LtrDan"
Any claim for anything is counted. Cos its all a claim at the end of the day.

If you check your policy it will tell you that you can claim for glass & it doesn't affect NCB - I had to have a window replaced thanks to thieving gits a couple of months ago
Title: Glass replacement - recommendations? *Now Done*
Post by: Litch on August 31, 2006, 21:15:26: That's correct, a glass claim is not a 'proper' claim and has no effect on the NCB.

We have had a couple of (free) repairs and three windscreens in the past few years (including nice expensive heated windscreens) and although they are shown on the policies they are not classed as a 'real' claim.