Mud-club

Chat & Social => The Bar - General Chat => Topic started by: edy on July 25, 2007, 16:17:48

Title: age limit
Post by: edy on July 25, 2007, 16:17:48: this may sound a stupid question but say a 17 year had just passed there test and brought a tax excemt car, can they insure it? or is there a age limit on how old you have to be?
Title: age limit
Post by: Sider on July 25, 2007, 16:29:55: There's no minimum age, but the insurance companies can make it very difficult.
Title: age limit
Post by: edy on July 25, 2007, 16:33:01: insurence companies seam to make it difficult for everone thesedays :roll: i was just wondering cus i have just brought a tax excempt series 2 and didnt want to spend all my time on it till when i pass my test, come to insure it and be told that i cant cus im to young
Title: age limit
Post by: TDi90 on July 25, 2007, 17:39:38: same here, i got there just in time, cost me 1800 on my defender at first, went down quick, now i am 18 with one year no claims, pass plus, and its 940/year!!!
wooohooooo 8)

TRY NFU they do me good and proper :D
Title: age limit
Post by: Keri on July 25, 2007, 17:53:02: Quote from: "TDi90"
same here, i got there just in time, cost me 1800 on my defender at first, went down quick, now i am 18 with one year no claims, pass plus, and its 940/year!!!
wooohooooo 8)

TRY NFU they do me good and proper :D

Is that your own policy or are you on someone else's as last i understood nfu would not insure under 21's? well they would for Â£4000 LOL so in other words they didn't want to. At least that was the case when rang up for a quote, but liam is insured on his mums disco with NFU and that is cheap as chips.
Title: age limit
Post by: hobbit on July 25, 2007, 18:04:53: Sometimes it pays being an old fart, Â£102 f/c on an excempt l/w, limited to 3k miles a year, I can live with that :)

As this is a second vehicle it makes a difference too
Title: age limit
Post by: TDi90 on July 25, 2007, 18:11:00: yes that is my own policy... i was amazed too! i even told them it had a engine transplant (they did not believe that it was a D reg with a 200TDi in it) "they never made a D reg with a 200TDi" he said... so i had to tell em!
still i was chuffed!
R
Title: age limit
Post by: wrecker on July 25, 2007, 18:19:01: hay guys,

just to let you know that when i wanted to get a 4x4 i had to wait for 2 years b4 i could get one,

nobody wanted to know and all insurance companies said the same,you must be driving for 2 years and then you may get a 4x4, :cry: :cry:

mark :D
Title: age limit
Post by: Yoshi on July 25, 2007, 18:19:09: Thats very odd, NFU state when you contact them that they wont insure someone under 25 unless a parent has a policy with them already?
Title: age limit
Post by: Keri on July 25, 2007, 18:32:55: Quote from: "BadgersRover"
Thats very odd, NFU state when you contact them that they wont insure someone under 25 unless a parent has a policy with them already?

Ahhhh 25 thats it not 21 :P but they still didn't want to insure even tho his mums disco is with nfu and hes insured on that with no claims.
Title: age limit
Post by: edy on July 25, 2007, 21:31:07: sorry to ask this, but what is NFU?
Title: age limit
Post by: William on July 25, 2007, 21:49:49: National Farmers Union, im with them and they are absolutely brilliant! Im on my dads with the car registered in my name, its an 02 td5 and its 496 a year for me mom and dad,fully comp, and insured for 11k its brilliant i think, thoroughly reccomend them!

will
Title: age limit
Post by: edy on July 25, 2007, 21:52:57: ye but could i use them,i live in middle of birmingham and im not a farmer??? :lol:
Title: age limit
Post by: William on July 25, 2007, 21:55:09: Yes you can, i think it just helps if you are a farmer like myself. where about in birmingham, im near there!
Title: age limit
Post by: edy on July 25, 2007, 21:58:47: hodge hill, no were near a field unfortunatly :roll: i would have hired it out by now :D so i could still (when old enuf ect) be insured with them?if so sounds good. :D
Title: age limit
Post by: Yoshi on July 25, 2007, 22:00:05: they only deal with you by phone, go to http://www.nfumutual.co.uk
Title: age limit
Post by: edy on July 25, 2007, 22:14:32: cheers :D
Title: age limit
Post by: Bunnie on July 25, 2007, 22:27:33: when my bro wanted to be insured on mums 52 plate 90 he needed to be 19 with a years driving. thats direct line mind.

when i started driving mum and dad were with NFU, and they didnt like me being on te policy as they didnt really insure any one under 25
Title: age limit
Post by: edy on July 26, 2007, 11:05:16: from what i have read they dont insure anyone under 25 unless your parent(s) already are insured with them.