Mud-club
Vehicle & Technical => Defender => Topic started by: ringo on December 02, 2007, 13:15:40
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Hi,
For some reason, my insurance has gone up by a ridiculous amount - they just decided they wanted to i think.
They want £327 and that includes £150 excess, protected no claims discount and thats about it... (Liverpool Victoria for my 91 110 200TDI).
I used to pay £220 - which i thing is more like it.
So, where do you get yours from and how much ?
Are there any land rover friendly insurers around ?
Thanks dudes
Ringo
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Try NFU or Adrian Flux
I pay £215 fully comp (any driver over 25) protected NCB on a similar vehicle with NFU 8)
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Im with Sureterm..
Really good people to talk to, and they seem to know their stuff about landrovers.
Im 25, with no no claims and its was 400 ish. This is for a 90 with a a few mods... Cage, Diffs, Seats, Suspension, Intercooler, Wheels, Turbo.
I will shop around next time its due, but to be honest most insurance companies get really confused when you say you have lifted the vehicle... Far to used to rude boys making the chassis 1 inch from the floor!
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I'm with the NFU, 200tdi 90 only £150 third party and considering i'm under 25 it's a bargin! :D
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Im with Sureterm got limited milage and only pay £105 fully comp
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Try NFU or Adrian Flux
I pay £215 fully comp (any driver over 25) protected NCB on a similar vehicle with NFU 8)
same as j above, but 945/year (im only 19 though)
R
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i'm just 20 with 2 years no clains and mine cost £800 for the year but i think it should go down to £350 next year
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I'm with Lancaster which is £156 fully comp for me (46) and the wife (41), I don't have a lift but I have declared all my other mods. This is limited to 5000 miles a year which isn't a problem as I only use it at weekends.
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NFU Mutual
£206 upon renewal for the 110, Comprehensive cover & maximum NCB, It was £226 last year upon starting with them*
I don't suppose it's bad considering that there could be a possible 10 passengers claiming against them, if I was found liable for any incident that required a claim being made.
Adrian Flux wanted about £350 to continue the policy that I transferred from the (previous) Discovery :shock:
* I always deal with the Honley office (Huddersfield), as I can drive across & discuss it with them.
Very knowledgeable as well, a friend once enquired about insuring his old 101FC with them.
As he started to explain, the girl asked if it was a GS or an Ambulance derivative :shock:
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I've got 2 insurances one with Swinton £207 fully comp a year and work took one out with NFU - no idea how much that is though !
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NFU, Fully Comp, protected no claims, 2 named drivers, lifted and chip'd with lots of extra toys for only £250.
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I've used Firebond for the last few years.
The V8 was £133 last year on agreed value fully comp with a limit of 6000 miles. It wasn't a great deal more for higher mileage.
The 90 is £128 on the same terms.
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Thanks guys,
I phoned around a bit - H even tried confused . com - the cheapest was about £176.
Anyway, soon as you tell them about the alloy wheels they go balistic.
NFU have given me a price of £236 - i may well go there (after i have tried firebond)...
Ringo
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£75 through Peoples choice for my ex army 90, it might not be fast but its dirt cheap to insure !
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im with roadsure, no no claims reqd, very cheap and all mods declared and no problems.... wouldnt touch NFU with someone elses bargepole..... bunch of *********** ********* **********!!!!!!!!!!!!
Cheers Steve
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Steve,
Your "agreed valuation" with Firebond isn't worth the paper it's written on. My claim for theft not recovered is still ongoing. I had what I thought was agreed valuation of 7.5k and the first offer on Firebonds advice was 2.5k, cannot say too much as legal action is immenent against them. Theft occured 11 August still not stettled to date.
DONT TOUCH FIREBOND.
NFU WONT COVER YOU ON 4x4 RESPONSE DUTIES.
Be careful guys and ensure you declare everything even towbars and roofracks.
Regards
Tony
By the way I'm now with Lancaster, Happy days
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Range Rover P38 V8 with admiral £160 Fully comp
Land Rover 90 D with Lancaster £117 fully comp
Land Rover 110 200TDi with Admiral £94 Fully comp
I'm 34 Full no claims on the Range Rover, 2 years N/C on the 110 and no N/C on the 90...
Quite cheap really.
Bertie.
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NFU
costs us nearly £2k a year but thats for the 4 in my signature insured for me and my parents.
i'm 19 and dad has points on his license.
they were the only people who didnt start laughing when we said 19yr old, 4.6 range rover....
they're equally not fussy about mods, just let em know. doesn't seem to affect the premium (even when i added cage, winch, lift etc etc)
oh and you get real people on the phone (and they're friendly too) :D
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I tried NFU but they would'nt insure me due to all of the mods!!!!!!! so went to Adrian Flux £235 full comp protected.
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I'm with Adrian Flux at the moment but I'm leaving after the crappy way they handled my sister's claim last year (it's still not been payed) and they wriggled out of the agreed value part of the insurance. Total crap IMHO, I'm moving to Lancaster, she already has and they were cheaper.
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i'm just 20 with 2 years no clains and mine cost £800 for the year but i think it should go down to £350 next year
I wouldnt hold your breath, I thought that when I was 20, then I expected it to drop a little at 25....no such luck!!
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Changed our policy now...same sort of money (£2k ish) thats for me on my 4.6 in my name etc.
Covers me 3rd party on other vehicles with owners permission as well.
I'm 20 in 2 weeks time and have no no claims.
Thats with NFU.
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We paid £92 fully comp for our 110 V8 through Flux, and that is with 0 NCD as we have both of our NCDs on the two other Land Rovers we have (110 Tdi and Disco V8).
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275 for my 90 with nfu, and i'm 21. don't know about all the mods tho :-#
andy
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£1800 fully comp for my Q reg 90 with NFU and im only 18.