Mud-club

Vehicle & Technical => Discovery => Topic started by: beast5680 on February 10, 2005, 23:43:13

Title: know a good insurance company
Post by: beast5680 on February 10, 2005, 23:43:13: who do you insure your disco with? i need an insurer who doesnt insist on an immobiliser etc as my 1990 v8 was never fitted with one and they must be as cheap as poss

cheers
Title: know a good insurance company
Post by: muddyweb on February 11, 2005, 00:10:42: Secure Direct

All mods, no alarm requirements, etc
Title: know a good insurance company
Post by: Range Rover Blues on February 11, 2005, 01:41:52: Imobiliser just over Ã‚Â£110, save that miuch EACH YEAR plus the peace of mind, why not?
Title: know a good insurance company
Post by: datalas on February 11, 2005, 08:47:25: NFU have always been good to me, however I think it depends on who your local branch is run by to a certain degree...

My parents local is run by members of the local land rover club, so they tend to be pretty cool :)
Title: know a good insurance company
Post by: leep on February 11, 2005, 10:38:03: Adrian Flux for me. They've never had any issues with any of the modifications I've done. Probably not the cheapest, but I can't remember if they insist on an immobiliser. But I agree with RRB, get one for some peace of mind.

Lee
Title: know a good insurance company
Post by: Big Rich on February 11, 2005, 11:34:47: Adrian Flux for me too. I'm under 25 and they were by far the best price. The only thing they asked for was a Cat 2 imoperliser.

Rich
Title: know a good insurance company
Post by: Bobtail on February 11, 2005, 12:34:36: Quote from: "muddyweb"
Secure Direct

All mods, no alarm requirements, etc

and very cheap and helpful been with them for years
not had a problem :D :D
Title: know a good insurance company
Post by: Digsit on February 11, 2005, 12:39:56: "Dont worry dear its only a commercial" Esure where the cheapest for me this time :D
Title: know a good insurance company
Post by: beast5680 on February 11, 2005, 22:30:12: cheapest i found so far were admiral they were over Ã‚Â£60 cheaper than most of the others i tried , do secure direct have a website?
could fit an immobiliser but have no spare cash at mo and it spends most of its time in an alarmed workshop on a secure ind est so at present not really the need, if its out i,m in it
Title: know a good insurance company
Post by: Wanderer on February 12, 2005, 13:44:29: Do people like Admiral and Esure really cover the modifications?

Ed
Title: know a good insurance company
Post by: Range Rover Blues on February 12, 2005, 13:51:50: Anyone will take your money, whether they understand what you tell them is a different matter.

Unfortunately you only find out how good they are when you claim, and that's when they start to argue about the mods not being covered.
Title: know a good insurance company
Post by: Digsit on February 12, 2005, 15:55:15: Quote from: "Wanderer"
Do people like Admiral and Esure really cover the modifications?

Ed

I dont have any :D
Title: know a good insurance company
Post by: Wanderer on February 12, 2005, 16:38:20: That was the problem I had though.

I was insured with SIG through a broker.
When I asked about Mods they said I couldn't stay with them and would have to change insurer. My renewal was only a month or so away so I delayed the new mods.
I had to go with Sureterm and lo and behold the policy cover is by SIG.

Only certain brokers are allowed to allow cover on modified vehicles.
Crazy.
The policy I took out was cheaper than the one with the vehicle unmodified.

I list every single modification with them in writing. Secureterm are very knowledgable regarding modifications.

Ed
Title: know a good insurance company
Post by: beast5680 on February 13, 2005, 09:55:26: well after lots of searching on the net i,ve got her disco down to Ã‚Â£332 fully comp, no mods on hers, is this price good? and mine down to Ã‚Â£175 if i went third party and Ã‚Â£222 fully comp waiting for quote from sureterm though as this one will be the one that ends up with the mods on and the company that gave me the quote doesnt ask about mods but it lists stuff they dont like in the small print