Mud-club

Chat & Social => The Bar - General Chat => Topic started by: woody on June 07, 2008, 21:32:19

Title: its insurance time again
Post by: woody on June 07, 2008, 21:32:19: ok just used confused and go compare
go compare prices started at Â£350 because i have a tow bar ?????
without it Â£275
confused started with Â£250 but came with a Â£600 excess
now i want fully comp with tow bar and steering guard plus other mods
who's the best for insurance with non performance enhancing addons
Title: Re: its insurance time again
Post by: Frankie-Boy on June 07, 2008, 21:36:19: I'm with Adrian Flux, Â£245 and Â£150 excess, fully comp.
Title: Re: its insurance time again
Post by: LiftedDisco on June 07, 2008, 22:10:37: Agree with Frank - but have also always found NFU to be very helpful... they tend to accept all alterations.
Title: Re: its insurance time again
Post by: lee celtic on June 07, 2008, 22:23:35: snowball or NIG they do all mods and are cheap if a little slow ;)
Title: Re: its insurance time again
Post by: EbonynIvory on June 08, 2008, 08:46:41: Quote from: Frankie-Boy on June 07, 2008, 21:36:19

I'm with Adrian Flux, Â£245 and Â£150 excess, fully comp.

Ok, I'm with the NFU - how come it costs me Â£500 fully comp for mine. It has no features other than it breaks down!
Title: Re: its insurance time again
Post by: LiftedDisco on June 08, 2008, 09:16:20: NFU for mine was Â£226 fully comp - to include a 2" lift and HD winch bumper

This is on an N plate 300 TDi Disco and includes max No Claims Bonus as I don't need to use this for the company car (seemed a shame to leave it idle...) and, don't forget, they will give you a discount for being a member of a bona fide club.... Mud Club counts and will get you the discount!!! :clap: :dance: :clap:

Might be worth asking for a breakdown... unless of course you fall into any of the following:

1) Very young

2) Live somewhere very rough

3) Work in broadcast media or the licenced trade (I always struggled with that one when I had a live in job... after all, their reasoning was that I would drink at work (sackable offence) and then drive home - up the stairs?)

Oh well that's insurance companies for you... ](*,)
Title: Re: its insurance time again
Post by: Mash on June 08, 2008, 10:23:08: Quote from: LiftedDisco on June 08, 2008, 09:16:20
NFU for mine was Â£226 fully comp - to include a 2" lift and HD winch bumper

3) Work in broadcast media or the licenced trade (I always struggled with that one when I had a live in job... after all, their reasoning was that I would drink at work (sackable offence) and then drive home - up the stairs?)

Oh well that's insurance companies for you... ](*,)

Or as a bloody mechanic :( NFU wont touch me because of my trade ..

Fraid its Adrian Flux for me..

If the vehicle is modded in any way sod going to confused or go compare they may be good for a bog standard pug 406 but not anything special..Well thats my experiance..good luck :lol:
Title: Re: its insurance time again
Post by: BeJay on June 08, 2008, 14:22:17: I'm with FrankieBoy,
Adrian Flux specialist 4x4 dept, '94 300 tdi with steering guard, front & rear diff guards, Scorpion tank guard with QD tow hitch, winch bumper and winch, rear recovery bumper, O.M.E. 2" lift, extended brake lines, snorkle, modulars with 235 x 85 MT tyres, light bar & 4 spots, 2 x rear work lights, all of which are declared and listed on the insurance,...................Â£162 fully comp (Â£100 excess) :D :D :D :D including QS as a named driver,.......... but then I am an old git (59) with over 10 years no claims history, so there are at least some consolations to getting old :lol: :lol: :lol:

cheers, Jack.
Title: Re: its insurance time again
Post by: woody on June 22, 2008, 08:23:22: ok
got my insurance through Adrian Flux
Â£279 fully comp (sorry to rub it in for you young drivers)
that includes steering guard tree sliders and bumper change to be done this year
and most importantly i'm covered for green lanes and off-roading :D :D :D :D :D
asked my old insurance company (Lancaster) for proof of no claims which should be about 6 years
and they sent it through showing 2 years seems they asked me what my no claims was and never asked for proof
so i had to contact my old insurance (tesco) company and get them to send proof through
then send that back to lancaster then they will send an up to date cover note out which i can pass onto Adrian Flux
great fun changing insurance :roll:
Title: Re: its insurance time again
Post by: Bush Tucker Man on June 22, 2008, 23:42:52: Quote from: LiftedDisco on June 08, 2008, 09:16:20
NFU for mine was Â£226 fully comp - to include a 2" lift and HD winch bumper

This is on an N plate 300 TDi Disco and includes max No Claims Bonus

NFU Mutual here at 'BTM Towers' too

Â£206 last October for the 110
25 years clean licence, maximum NCB, etc...

Which I don't think is bad, considering that there could potentially be 10 passengers claiming for personal injury/etc... if an accident was deemed to be my fault.

Having said that, we've just paid Â£530(?) for the insurance for Joannes new XKR, but that includes Business Use, me as a named driver, plus her father -who practically begged to go on the policy :lol:
Title: Re: its insurance time again
Post by: v8kenny on June 24, 2008, 13:58:46: Another vote for NFU here - guess it depends on personal circumstances though..................................................
Title: Re: its insurance time again
Post by: ScrumpyJack on June 24, 2008, 23:21:28: It's Adrians for my 4.6 HSE Â£220, and the moded 3.5 110, at Â£170 fully comp,
Peter best for both the heavily moded classics, including the hybrid, both 3.5s, Â£115 ea fully comp, I cant complain :)
Title: Re: its insurance time again
Post by: mobi on June 25, 2008, 10:20:43: peter best or snowball.
Title: Re: its insurance time again
Post by: karlo on June 25, 2008, 11:51:32: NFU here, 1 non fault accident :evil:, 1 SP30 :roll: , wife as a named driver, ALL mods covered ....Â£320 fully comp with protected no claims.