Mud-club

Chat & Social => The Bar - General Chat => Topic started by: BigBlueBeast on November 16, 2009, 20:36:50

Title: P&P Insurance
Post by: BigBlueBeast on November 16, 2009, 20:36:50

I have just had an e-mail off someone about a P&P I am organising for next month. He states that I need an insurance policy which will cover me offroading. Even with my car insurance, and it being on private land, is another cover required? I know I am covered for greenlanes as they are classed as public right of ways and roads!

HELP before I get done or maybe not!

Title: Re: P&P Insurance
Post by: Llanigraham on November 16, 2009, 20:40:29

If you are running it then you need Public Liability Insurance at the very least. If you are doing it as a member of a Club then they should have it already.

Title: Re: P&P Insurance
Post by: dxmedia on November 16, 2009, 20:45:00

As above, look for 1 - 2 million cover minimum.  It's incase some one gets injured on the site and rather than suing you for every penny you'll ever earn, the insurance company will foot the bill.

Title: Re: P&P Insurance
Post by: BigBlueBeast on November 16, 2009, 20:56:06

The day out is listed in events. I don't run the site, but I am organising the day. I have arranged to have the site open for us on that day, I am sure the site owners/ runners have insurance for the site, but do I need insurance other than my standard insurance?

Title: Re: P&P Insurance
Post by: dxmedia on November 16, 2009, 21:08:48

Have you confirmed with the site owners, quite often they will require that the event organisers supply insurance.

Title: Re: P&P Insurance
Post by: robkav on November 16, 2009, 23:47:31

Yes i think you will need public liability but is not as bad as you think have a ring round.

Title: Re: P&P Insurance
Post by: eugene on November 17, 2009, 20:09:47

the site does have public liability on it already

Title: Re: P&P Insurance
Post by: playboaterkev on November 19, 2009, 14:13:00

 :cool: