Topic: Help to buy modified off road discovery (Read 2582 times)

Matt_H · « **on:** November 22, 2005, 09:25:47 »

My disco is going to be written off by the insurance company after the small fire from last weekend :-(

They've asked me if I know of any similar vehicles for sale to help with the value claim.

Does anyone have any links to discos for sale that have been modified?

Mine is presently 1990 diesel, 2" lift, snorkel, winch, winch bumper, modified wheel arches, light bar and other underbody protection. Something similar would be appreciated. (The car is insured for Ã‚Â£3000 which I reckoned was about Ã‚Â£1500 car and Ã‚Â£1500 mods)

Your help is very much appreciated

Matthew

s.stirley · « **Reply #1 on:** November 22, 2005, 09:52:39 »

Sorry, can't help with any ads - but if it's any help I'd think your estimate is pretty close, must be some for sale out there like that.

Presumably you can remove the mods and then they'll give you replacement vehicle value anyway ? I know it's a lot of labour, but it's better than getting stitched up ..

datalas · « **Reply #2 on:** November 22, 2005, 10:22:13 »

Surely it should be irrelevant what it's worth or the cheapest you can replace the bits for.

Your vehicle no doubt had a declared value associated with it, they used that to calculate the premium for the insurance, they should give you that. "Book Price" is all a glorified rip off if you ask me, either it's worth what I say it's worth, or it's worth whatever the book price is, don't charge me a premium for the one and then pay up a smaller amount because it suits.

<grumble>

paul_humphreys · « **Reply #3 on:** November 22, 2005, 11:19:45 »

If it was insured for Ã‚Â£3000, then if its a write off then they should pay you Ã‚Â£3000. Then you can ask if you can buy it back for the salvage value. When my last car was writen off the salvage price was Ã‚Â£50.

Paul

Matt_H · « **Reply #4 on:** November 22, 2005, 12:11:48 »

what an insurance company does and what they 'should' do are two different matters. They are perfectly in their rights to offer me much less money and then I would have to ultimatley take them to court - that would just cost too much time and effort!

The policy is not agreed value, although I have it in writing that all the modifications are covered for "market value". I have documented proof of the value of the mods, just to need to get the icing now to make this go nice and smoothly.

When doing this sort of thing it helps to have examples of other similar vehicles to help them.

Oh and yes I will be asking for salvage rights!

Matthew

Fingers Mclean · « **Reply #5 on:** November 22, 2005, 13:16:57 »

Are these any good for you????
Good luck with the claim

http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=4586710640&rd=1&sspagename=STRK%3AMEWA%3AIT&rd=1

http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=4587670165&rd=1&sspagename=STRK%3AMEWA%3AIT&rd=1

http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=4590477630&rd=1&sspagename=STRK%3AMEWA%3AIT&rd=1

Matt_H · « **Reply #6 on:** November 22, 2005, 14:43:53 »

thanks for those links - if anyone has any more especially early 200 tdis please pm/email or post them here.. modified esp welcome and finished ebay auctions.. If I can get 5 200 tdi modifieds then I should be laughing and I guess I'll be buying everyone beers!

Matthew

dazzawhipple · « **Reply #7 on:** November 22, 2005, 17:23:49 »

you could ask them to replace like for like ie let them do the legwork to find a replacement .....I do know of someone who get his insurance to do this

Darren

PUX · « **Reply #8 on:** November 22, 2005, 17:26:24 »

There is mine in the for sale bit for Ã‚Â£6000 http://forums.mud-club.com/viewtopic.php?t=14654

Matt_H · « **Reply #9 on:** November 22, 2005, 18:26:31 »

Quote from: "dazzawhipple"

you could ask them to replace like for like ie let them do the legwork to find a replacement .....I do know of someone who get his insurance to do this

Darren

well I want it done this year if possible :-)

Matthew

wibble · « **Reply #10 on:** November 22, 2005, 19:07:40 »

don't want to raise to much alarm but... i followed the links to (think e bay) posted by fingers (not apportioning blame tho

) and my pc crashed out from its internet connection by the anti virus soft wares that i have, have now scanned the hard drive and the virus killer has fount three new virus's which i think came from the link. no damage done but advise you all to check you pc's. all was ok before tho as i had only virus scanned last night.

Quote from: "Fingers Mclean"

Are these any good for you????
Good luck with the claim
http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=4586710640&rd=1&sspagename=STRK%3AMEWA%3AIT&rd=1
http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=4587670165&rd=1&sspagename=STRK%3AMEWA%3AIT&rd=1
http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&item=4590477630&rd=1&sspagename=STRK%3AMEWA%3AIT&rd=1

Fingers Mclean · « **Reply #11 on:** November 23, 2005, 12:20:51 »

sorry to hear about the virus bud...But i was on my works Pc which has all the latest anti virus plus network security software :? :? so its not me bud!! :shock:

TimM · « **Reply #12 on:** November 23, 2005, 12:39:03 »

Quote from: "Fingers Mclean"

so its not me bud!! :shock:

It would be what you linked too rather than you, but I've just tried them and have found no problems..... and we have (in the same way you have) daily updated virus definition files and more protection than Saddam Hussein*

:D

* and I don't mean we bury our computers in holes!

Fingers Mclean · « **Reply #13 on:** November 23, 2005, 12:43:39 »

:lol: :lol: :lol: I'am glad :oops: :oops: got a bit worried then :shock:
didnt think i could of put a virus on here as the server would of picked it up long before it was allowed on the website...thanks though bud

gords · « **Reply #14 on:** November 23, 2005, 12:46:46 »

Probably a coincidence more than anything!

Possibly, you need to update your virus checker (what are you using?) or change it's settings as known viruses should be detected immediately rather than requiring you to do a manual scan. Of course, that's not 100% guaranteed

wibble · « **Reply #15 on:** November 23, 2005, 16:08:58 »

have got three running, occasionally do a manual scan to make sure, prob coincidence as said but mentioned it to be safe.

didn't think that ya'll did it on purpose fingers, :oops:

but these little [!Expletive Deleted!] get every where.. if i could have five mins in a dark room with the spoty little sods hat write the virus's i'd be happy :(blackeye): as they've cost me an arm and a leg in bechams for pooters :(kerching):

rogerp075 · « **Reply #16 on:** November 25, 2005, 11:15:55 »

Hope this one helps
http://cgi.ebay.co.uk/ws/eBayISAPI.dll?ViewItem&category=29748&item=4574698984

Matt_H · « **Reply #17 on:** November 26, 2005, 10:46:30 »

Quote from: "wibble"

have got three running,

do you mean virus scanners on one pc? Cus if you do that is a very bad thing and will kill your pc performance.

Matthew

wibble · « **Reply #18 on:** November 26, 2005, 19:50:57 »

Quote from: "Matt_H"

Quote from: "wibble"
have got three running,

do you mean virus scanners on one pc? Cus if you do that is a very bad thing and will kill your pc performance.

Matthew

?? will it? have a well known brand doing all the anti viral, firewall & blcker stuff automatically, then have x2 freebies that i manually use occasionally to do double check sweeps... is this not good, computer geek recommended it :shock: not much of pc genius my self :roll: :oops:

Matt_H · « **Reply #19 on:** November 26, 2005, 22:59:21 »

problems arise if two virus checkers are trying to do real time scanning as they can fight against each other. If the other two arent doing anything unless you tell them to then it should be fine.

Matt

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AuthorTopic: Help to buy modified off road discovery (Read 2582 times)

PUX

gords