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Offline Disco Bristol

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« on: August 11, 2006, 19:07:02 »
I have a 97 Diso MK1, Aprox Val £5000 1.5" life and bull bars. 3 yrs no clames bonus. No convictions or points bla bla. I am 23. Limited Millage to 5000, Want fully comp.

Sureterm Direct quoted me £580

Adrian Flux £650

I have called a few other companies who quoted much higher.

The £580 seems quite good. What do you think, what other companies should I try? Anyone know about Sureterm?

Thanks
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Offline bobtail4x4

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« Reply #1 on: August 11, 2006, 20:01:14 »
read the smallprint as to what you are getting for your money.
I found once that the reason one company was cheaper was they didnt include the guaranteed no claims or bussiness use I asked for.
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the loon

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« Reply #2 on: August 11, 2006, 21:46:06 »
worst quote I had when I insured lurch was over £2000 from lancaster
best quote £260 (with mods declaired on both quotes)
Guess who I went with :?:

The worst part about it is if lancaster didnt want to insure me why didnt they just say
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Offline Disco Bristol

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« Reply #3 on: August 11, 2006, 22:04:57 »
who did you got with? Adrian flux?? sheilas wheels??? only joking, who who who
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the loon

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« Reply #4 on: August 11, 2006, 22:34:14 »
Quote from: "Disco Bristol"
who did you got with? Adrian flux?? sheilas wheels??? only joking, who who who


ment to add on there it was adrian flux :D
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Offline Mart

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« Reply #5 on: August 11, 2006, 23:17:46 »
i've had quotes for the same price from tesco online and budget insurance 23  5 yrs no claim, 1 at fault accident so at least it doesnt sound like we're being ripped off if we're being quoted similar
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Offline Elmo

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« Reply #6 on: August 12, 2006, 01:12:35 »
Lancaster were way cheaper for me than Adrian Flux.... ??? Go figure
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Offline imspanners

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« Reply #7 on: August 12, 2006, 19:04:00 »
The advantage with Adrian Flux, is, if you begin to modify it, they'll continue to insure you. Others won't!  :evil:
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Offline hobbit

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« Reply #8 on: August 12, 2006, 22:16:05 »
Just got my renewel quote for the disco from Liverpool Vic, £280, gone up another 30quid :shock: , went up 15 quid last year :? , looks like I will be looking round too next week

When I got the insurance for the Meriva, with no no claims for it, I got it down to 300, with Hyperformance 3 months ago.

They took into account the limited mileage on the meriva, also I have the disco on the road and the hybrid, my age and max no claims on the disco.

They said get back to them when the disco runs out, as a figure they quoted 235 for the disco 3 months ago. Looks like another call to them on Monday

Good fun innit :wink:
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Offline philwelch820

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« Reply #9 on: August 13, 2006, 20:23:34 »
ive just renewed my insurance with snowball insurance
they were very competitive and their policy covers off road use , even for pay and play sites ( i checked this several times )
they didnt want additional premium for minor suspension lifts ( under 2" ), winch bumpers or snorkels.
give them a try i dont know if they have a website but they can be contacted on 0800 6942145

i hope this is off help
cheers
phil
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Offline landroverkeith

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« Reply #10 on: August 14, 2006, 11:51:00 »
Quote from: "Disco Bristol"
I have a 97 Diso MK1, Aprox Val £5000 1.5" life and bull bars. 3 yrs no clames bonus. No convictions or points bla bla. I am 23. Limited Millage to 5000, Want fully comp.

Sureterm Direct quoted me £580

Adrian Flux £650

I have called a few other companies who quoted much higher.

The £580 seems quite good. What do you think, what other companies should I try? Anyone know about Sureterm?

Thanks


Gona try and get my insurance with them  then im paying much more than that and im 28 with full no claims and clean licencse
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Offline nat_hale

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« Reply #11 on: August 14, 2006, 12:43:11 »
Ive got a 95 M-reg disco, 22 yrs old, no notifiable mods (yet) and 3yrs no claims (no points, claims, etc), 12,000 miles a yr.

I was quoted £598 with Adrian Flux, and if I do mod it they'll be happy to still insure me.  Sureterm rang me just after I renewed with A.F. and had a price promise, and beat A.F (got it down to about £530), like-for-like (inc off-road cover, foreign use, towing, etc...)

Lancaster gave me a silly quote and refused any mods. Some would accept some mods but not suspension, etc.  A lot of the specialists who advertise in the 4x4 mags are fine if you are over 25.

Incidently, Sureterm estimated that for me to put a 2inch lift, bigger tyres and HD bumpers would be less than £100 extra.

So all in all your quotes in the £500-600 bracket seem quite reasonable.

Regards,
Nat
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Offline Range Rover Blues

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« Reply #12 on: August 15, 2006, 15:58:44 »
We were with nowballs for the first year, I have a nice collection of covernotes to prove it!  We had someone run into the car during that year and I'm still waiting to be paid out.  I was with Firebond for the 2 years after that, but they were particulary unhelpfull with Julie's car so I moved all my business to Adrian Flux.  Very helpfull, though I agree that with a standard car you need to shop around, Julie's got cheaper there but RRR (sister's car) got more expensive :?
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Offline Discotel

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« Reply #13 on: August 15, 2006, 21:00:23 »
Hi peeps, I got a good deal then from Suretern, got the number out of a LRM mag, I am 29, got a 200TDI Kreg Disco, have full no claims, not modified at all, covered for green lane use and use in europe, legal expenses included and it is covered for 8000 miles a year business use, I pay £395 fully comp.

Good Deal or what, I live in Clacton on sea in Essex.

Terry
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Offline Disco Bristol

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« Reply #14 on: August 15, 2006, 22:45:27 »
thanks for all the info guys, so far my best quote is with "The Policy Shop Insurance Services Ltd" they have quoted £545 but they wont put anything in writing so that does not give me a warm feeling. Sureterm would only insure if the vehicle was kept off the street over night. I only found this out when I asked for the quote in writing.
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Offline muddysteve

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« Reply #15 on: August 15, 2006, 23:32:38 »
I'm with adrian flux, all the mods declared, inc recovery i pay £300 fully comp. i'm only 27  :lol:

my clio was a pain to insure as i've got no no claims but managed to get that for £230  :shock:  adrian flux again

just keep ringing them and they'll get cheaper and cheaper
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Offline Slimer

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« Reply #16 on: August 16, 2006, 00:49:22 »
Quote from: "hobbit"
Just got my renewel quote for the disco from Liverpool Vic, £280, gone up another 30quid :shock:
I had the same issue with them, phoned them up but they said they couldn't do anything about it. Went on their website and got a new quote - ended up 50 quid less than the renewal! :?  :roll:
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Offline Disco Bristol

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« Reply #17 on: August 27, 2006, 09:32:56 »
I have decided to go with "The Policy Shop Insurance Services Ltd" They were the best price as £545.
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Offline hobbit

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« Reply #18 on: August 27, 2006, 19:34:48 »
Tried the net route with Liverpool vic, didn't work, hyperformance couldn't do it, in the end I got f/c protected n/claims, on 8k miles a year with whistles and bells extras, for £204, from sureterm, after playing them off with a adrian flux :wink:

This is for a stretched disco, they were happy with the vehicle being like this too. ALso a second driver on it too

Get a couple of good quotes and play them off, I started at 250, it went down to 175, but I needed a few extras and settled on 204, the lowes I've got for the machine in 3 years :wink:
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Kev

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Not every problem can be solved with duct tape, and it's exactly for those situations we have WD 40

Offline Disco Bristol

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« Reply #19 on: August 30, 2006, 09:41:15 »
Liverpool vic said they would not insure mod cars
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