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Offline MudRat

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WHOOPEEEEE!
« on: January 26, 2007, 19:37:52 »
Just claimed back my bank charges, Barclays have settled out of court for the tune of 710 quid!!!!!!!!!!! It cost me the price of a 1st class stamp!! New computer here i come!!
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Offline dreadnought110

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Re: WHOOPEEEEE!
« Reply #1 on: January 26, 2007, 19:39:31 »
Quote from: "MudRat"
Just claimed back my bank charges, Barclays have settled out of court for the tune of 710 quid!!!!!!!!!!! It cost me the price of a 1st class stamp!! New computer here i come!!
Details please they keep sending me lovely letter's :(  :(  and charging for the privelege....
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Don't waste your time on jealousy; sometimes you're ahead, sometimes you're behind. The race is long, and in the end, it's only with yourself. !!!

Offline old joe

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« Reply #2 on: January 26, 2007, 19:39:41 »
i thought it was new trailer?

Dazza
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Edge

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« Reply #3 on: January 26, 2007, 20:04:14 »
yeah, please give us details on what charges youve managed to get refunded.... over the years the banks have taken lots off me with charges for this and that
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Offline thermidorthelobster

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« Reply #4 on: January 26, 2007, 20:20:34 »
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David French
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Offline MudRat

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s
« Reply #5 on: January 26, 2007, 20:21:50 »
Easy, you can claim back all your bank charges (overdratft penalties, bounced cheques, letters etc) for the past 6 years. Basically the amount they charge you is a penalty rather than a true and realistic figure for their time etc. I claimed back just over a 1000 pounds, and they offered me 710. If they don't i can take them to small claims court, which some people have done, but the bank never go and settle out of court (and pay your fees) just order your bank statements for the past 6 years, highlight all the charges, total them up, Type and fill out this letter http://news.bbc.co.uk/1/hi/business/6170209.stm (other details etc are on this website) wait 14 days, a letter will come back saying they are dealing with it, then a bit later on the offer will come through. I am not being greedy so I am accepting the first offer (plus I cannot be arsed to go stump up 250 for the court claim even though i get it back) Do it its easy!
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Edge

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« Reply #6 on: January 26, 2007, 21:04:30 »
Brilliant...... looks like i may be able to afford a trip to new zealand after all....

CHEERS GUYS  :D  :D  :D  :D  :D  :D  :D
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Offline K2

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« Reply #7 on: January 26, 2007, 21:20:41 »
Does this apply to Scotland as well :?:
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Offline landraver

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« Reply #8 on: January 26, 2007, 21:39:34 »
Yes, although in Scotland you can only go back 5 years instead of the 6 years in England & Wales.

Jeff
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Offline thermidorthelobster

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« Reply #9 on: January 26, 2007, 21:47:52 »
After reading this thread I'm about to do it myself.  It could hardly be easier.  I'm surprised though that I've not actually paid that many charges!  Mostly the bank has been charging me interest, but no penalties.  Cunning devils.
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David French
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Patriot roof rack, QT Services diff guards front & rear, DiscoParts steering guard[/url], Autologic ECU upgrade, 2" Old Man Emu lift, 235/85R16 BF Goodrich All Terrains, Safari snorkel, DiscoParts jackable sills, Warn Tabor 9000

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Offline way2deep

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« Reply #10 on: January 26, 2007, 21:55:03 »
why is this ? am i missing something here ? was it declared that these charges were illegal so you can claim them back ??
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robbie
200 tdi rangie  1989  4dr

tenpolequint

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« Reply #11 on: January 26, 2007, 21:59:04 »
Thanks for that information, unfortunately I have been in the black for several years. Even if only just.
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Offline muddyjames

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« Reply #12 on: January 26, 2007, 22:03:08 »
Whats a bank charge? I have never got any that I am aware of. Why would I get one?
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« Reply #13 on: January 26, 2007, 22:06:29 »
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Offline discojames

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« Reply #14 on: January 26, 2007, 23:41:38 »
The whole reason I have a Discovery is that I successfully claimed back over £10,000 in charges and interest from RBS!!!!!!!!!!!!

Response from 1st letter = offer of £600

Response from 2nd letter = offer of £6000

Rang them, 2 days later agreed to settle for the full ammount and interest!!


Thank you RBS for enabling me to become a LR owner!!!!!!!!


James
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Offline Disco-Ron

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« Reply #15 on: January 26, 2007, 23:47:09 »
Never paid a penny myself... shame, i could do with an influx of cash too....
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gone from 200tdi.... to 300tdi... still with loads done to it, in fact, even more than the last truck...LOL!!!

Offline thermidorthelobster

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« Reply #16 on: January 27, 2007, 13:06:49 »
I'm going to claim back the penalty charges they charged me when I didn't pay my credit card bill straight away.  The interest is fair enough, but the penalties are arbitrary.

Way2deep, if you follow the links to the BBC website and elsewhere you'll see exactly why people are claiming these charges back.
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David French
Tree-hugging communist
1999 Discovery II TD5 Manual
Patriot roof rack, QT Services diff guards front & rear, DiscoParts steering guard[/url], Autologic ECU upgrade, 2" Old Man Emu lift, 235/85R16 BF Goodrich All Terrains, Safari snorkel, DiscoParts jackable sills, Warn Tabor 9000

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Offline Yoshi

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« Reply #17 on: January 28, 2007, 17:22:28 »
The reason that the flood gates have been opened is that the OFT (i think it were them) deemed the charges unacceptable as they were not a true reflection of how much it costed to inform you of the error.  Also they deemed that they were not meant to be a financial penalty.

But alot of people have been doing it for months and months!
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Offline lenrover

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« Reply #18 on: January 28, 2007, 17:57:24 »
This is fantastic 8)

There has to be a catch though right? :?
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Offline lenrover

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« Reply #19 on: January 31, 2007, 16:25:03 »
Just applied for six years worth of statements :lol:  getting charged £5 for them but I'm always going overdrawn so its gotta be worth it

I can feel some arb's and an 8274 coming 8)
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Offline Evilgoat

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« Reply #20 on: January 31, 2007, 16:28:57 »
Waiting for Halifax to get in touch with reality and try another offer before I give them a small claims court summons for almost £900

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632
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Offline spyke_boi

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« Reply #21 on: February 01, 2007, 00:52:27 »
Just requested my statements and payed my fiver.... Halifax are going down!!!  :twisted:  :twisted:  :twisted:  :twisted:
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Offline lenrover

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« Reply #22 on: February 01, 2007, 14:00:07 »
YEAH!!!! viva la revolution :shock:  :lol:
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Offline Moneypit

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« Reply #23 on: February 05, 2007, 13:54:02 »
Be careful as I have just done this, the bank refunded £1000. Yippee

Then 2 weeks later cancelled my overdraft facility.  Now up a creek without a paddle trying to sort out.
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Sometimes you need to get away from the crowd, the only way to do that, is to get a little mud on the tyres.
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