Being plain old cheeky works!

[muddyjames]

I got an email today saying the payment hadn't gone through for my Disco insurance. As I have got a new card since last year the expiry and issue number are different Doh

I gave them a call to pay it and the ENGLISH chap said are there any other questions before we proccess the payment and I cheekly said "lowering the price would be nice as it has gone up since last year and I have now turned 25." He told me it has actualy come down £5 whole pounds from last year and asked me to hand on. He came back and has dropped another £20 off the premium and I told him I am thinking about doing a veg oil convertion and do I have to let them know? He replied with preferably yes but he has made a note not to increase the premium if I do the convertion and also to not charge any admin fees.  ;D

Admin fees are £15. so an extra saving of £35 for just being plain old cheeky!!! Bring it on!   :D  :D  :D

He also asked what is involved in doing a veg oil convertion. was nice to speak to a happy chappy who was interested in talking and not move on asap. We even joked about saying it has a snorkel as a mod and I can go under water unlike most cars! I told him that 3ft was the max depth I have done so far and he laughed!!! :lol:

[Highlander1]

Never hurts to ask

I bought a second old banger for daughter to learn on in a few months. Insurance quoted me £145, the girl asked if I wanted to add a second driver so I said yes.

Because the second driver was my wife a female it came down to £125.

Wifes the only one to have had accidents. :roll:

[muddyjames]

my first few years insurance I put a female as a named driver and it brought the policy down by ALOT! Now it seems to make no difference. Very jealous your daughter was quoted £145. Ive now just paid £324 TPFT for the disco and thats with me being 25, done pass pluss ages ago, and they have taken into account I have 7years no claims on my other car. barmy!

my first years car insurance (with doing pass pluss) was £2200 TPFT  :shock:

[Highlander1]

Hi mate

It's not my daughter yet. When I bought the car a wee Nissan Micra I put it under my name for 6 months then when she's 17  in Oct it won't cost the earth to put her on as a named driver.

It was an insurance chap who advised me to do it that way rather than wait till she's 17 buy a car and try to insure it.

My ZZR1100 is only £130 fully comp though.

Cheers H

[padjy]

insurance dont make any sense!

The truck is the biggest engined and most expensive car ive owned and its an import yet its the cheapest car ive insured! cost me 1400 tpft last year(18 with a clean licencse) this year (19 clean licence and accident) 1000 tpft! due for renewal in october so hopefully will come down again! and ill have a years non claims!

Most expensive car to insure was me Calibra(17 with a clean licsence) at 2800 tpft!!!!!!!

[Highlander1]

I called my insurance up and asked how much it would cost for full no claims protection cover.

£8s per year extra so now no claims protected still hope I don't need to use it though.

 :)

[baileys_1984]

Hi mate

It's not my daughter yet. When I bought the car a wee Nissan Micra I put it under my name for 6 months then when she's 17  in Oct it won't cost the earth to put her on as a named driver.

It was an insurance chap who advised me to do it that way rather than wait till she's 17 buy a car and try to insure it.

My ZZR1100 is only £130 fully comp though.

Cheers H

 :shock: what u mean its not your daughter yet , you must mean its not in her name yet because otherwise if u mean its not ur daughter yet that could be quite confusing if ya know what i mean  :lol:  :lol:

[Red Defender]

i got my insurance renewal yesterday from Norwich union - they had more than doubled it to £895 !!!!!  from £427 being not best pleased as i have 8 years no claims and  I'm 27 yrs old. so i shopped around and got insurance with swinton for £189 - its a lunacy to me !!