isurance question - chassis change

[blackbeltbob]

as some may know i just changed the chassis on my defender. now to me this makes it more valuable. so my question is do i tell my insurance company i have changed the chassis or not in order to keep the policy correct?
the reason i ask is that i have not told the DVLA about it so if i tell the isurance company then need to make a claim they could wriggle out of it i fear.
any help is appreciated

[Keri]

As long as its a new chassis afaik you don't need to inform the DVLA of anything............ Only if your chassis was second hand and already had a vin no.

[Yoshi]

I believe you do have to tell the dvla about it, as you do when its a tax exempt vehicle, so why not a normal vehicle?  I believe they need to see reciepts as its a major part of the vehicle thats been changed.

[blackbeltbob]

they do need to know and while they are checking the car they look at your other major components to see if they have been changed. if so you could end up with a Q plate.
i just need to know what others have done regarding insurance companies

[Keri]

they do need to know and while they are checking the car they look at your other major components to see if they have been changed. if so you could end up with a Q plate.
i just need to know what others have done regarding insurance companies

Well iv asked loads of garages etc etc and they have all said as long as it is a new chassis and is the same ie you've not cut it down or anything and it takes your old chassis number then its nothing to do with the DVLA because you havn't actually changed the vehicle its still got the same parts on it just less rusty and newer.

On the other hand if you started chopping and changing altering lengths etc etc or had a second hand chassis that already had a log book then you would have to inform the DVLA .

[Yoshi]

Keri, the problem is with a new chassis there is no Vin number stamped into it, hence needing the DVLA to look at it.

[Bunnie]

when a customer had a class C defender they repaired and everything the DVLA wanted to give it a new number plate and all sorts so id have said yes you need to tell them.. and yes you need to tell your insurance company. if you do have an acident or any problems insurance compaines wont pay out if there is a difference in the veichle and the policy..

its like putting alloys on and not telling them just cos it will go up and then smashing your car... your not gonna get the money for the alloys.... trust me i know!

plus some insurance compaies wont charge you for changes... its better to be safe than sorry at the end of the day!

[Disco-Ron]

Surely common sense says, that if the replacement chassis is identical to the one the vehicle had, and didn't have a previous identity, then no-one needs telling.... after-all, it's the flippin same for goodness sakes....

[L90OOK]

I'd tell the insurance company as I'd want the extra value insured...not sure about DVLA if it was a straight swop for a new chassis.

[Keri]

Surely common sense says, that if the replacement chassis is identical to the one the vehicle had, and didn't have a previous identity, then no-one needs telling.... after-all, it's the flippin same for goodness sakes....

Kinda my point...........

I didn't realise the chassis was actually stamped as iv seen a far few and none of them have had a stamp on just a vin plate in the engine bay.

[Keri]

This is one a those topics where no-one actually knows the definitive answer, but some people just like to dot to many i's and cross to many T's.

[Pete]

Took new chassis to ministry testing station, had old chassis number transfered, they then wanted proof that the old chassis had been destroyed. Trailered it to them, they certified it. No problem.

 Pete.