Insurance oddities

[thermidorthelobster]

I've been dealing with Adrian Flux about my 101 insurance, who have up to this point been very helpful.  However, just as my credit card was in my hand ready to sign up, they told me the policy they were looking at *would not cover me in Iceland, or Norway*.

My existing insurer for the Disco, CIS, readily covers me for Iceland.  However, Adrian Flux swore blind that *none* of the underwriters they deal with would cover me outside the EU.  And this is on a Camper policy!

As it stands, if I want Iceland cover, I'm going to have to pay CIS about double what Adrian Flux want.  I'm a bit miffed about all this.

What does everybody else think?  Are Adrian Flux talking rollocks?  Other people who have been to Iceland - did your insurers cover you?  Or did people just assume?  

[thermidorthelobster]

Just as an update, I phoned CIS back to get a better price, and they've decided they can't insure it at all, because it's not shown on their system.  (The quote I had yesterday was evidently for a totally different vehicle.  I presume the operator got bored of looking for 101 and just put 110 in instead.)

So as it stands, I can't find anybody who will insure my 101 to go to Iceland or Norway, which are the two places I'm most likely to take it.

I tried Roadsure, by the way, but their website couldn't cope, and although I rang them, they never called me back.

:(

[thermidorthelobster]

This is turning into a blog!

I've just been back in touch with CIS, who told me they *could* insure me for a 101 after all, but I have to call back tomorrow to speak to an underwriter.  I wish they'd make up their minds.

I've also been on hold for 40 MINUTES to Roadsure, being told that my call is very important to them, before I hung up in despair.

And Adrian Flux say they will call me back tomorrow...

Given insurance is so freaking expensive, why is it impossible to deal with the flaming insurance companies?  Do they want several hundred pounds of my hard earned cash, or not?   Scum, the lot of them...

[Colin 009]

Would you adam 'n' eve it  :roll:

got a letter from the insurance company of the van I hit a couple of weeks ago and its the same blooming company as my insurance Equity red star. You would think their computer would flag up my details when they started to enter them in.

[muddyweb]

Thermidor... did you try the Caravan Club ?

They were happy to insure a converted Bus for me, for only a few hundred quid.

[thermidorthelobster]

Thermidor... did you try the Caravan Club ?

I hadn't, but thanks, they're now on my list of people to call tomorrow.

It would have the added bonus of making it easier to solve the roadside recovery problem as well.

Now would be a good time to mention to everybody here that the AA only cover vehicles up to 2.3 tonnes on their normal policies.  The Disco TD5 is 20KG under their limit!  Heavier vehicles need their own per-vehicle coverage.

[Vam]

NO idea about Iceland, but I have had problems getting insurance cover on cars for Craft fairs.

Nothing to do with the stock just simply attending the fair in my vehical they slapped on an extra couple of hundred quid :shock:

I could attend the fair as a customer, leave it in the general unpatroled carpark all day and that would be fine, but to have the car on the patroled area was a no no. :roll:

Lancaster where fine about it, didn't matter to them at all  :)

[the loon]

got my series insured through peter best they where really good. tried people like that well known supermartek that sounds like fresco's and they where ,most expensive of the lot.
Peter bests number is in all the landy magazines.
would recomended them

[winchman]

Have a look at www.unimog.org.uk

He has been all over the world so he should knowAnd read the travel reports its a very good site

[Wanderer]

You may be caught between the devil and the deep blue sea as you have a 6x6 and a camper. Both specialist vehicles.
Try MCIA (Lifesure) they used to do my camper insurance but ran a mile when I wanted to modify my Discovery although the cover they gave me was via NIG and when I moved the Disco it was with wait for it NIG.
It turns out that they can't offer cover on anything other than a standard Discovery.
So I had to change brokers and cancel a policy that was running to end up staying with the same insurance company.

Ed

[thermidorthelobster]

In the end, CIS insured it as a camper, and it cost about half as much as it would have done for them to insure it as a Land Rover.  Odd isn't it...

[Lord]

Well done on getting the cover....

Was going to say Peter Best too... they insure my armoured car at a very good price, so would recomend them anytime, got a discount as I'm in a military vehicle club, not sure how much but wasn't fussed. You might want to try joining a Military vehicle club and they have lots of specialist companies they use and is usually a topic of conversation for them.  :idea:

[the loon]

Well done on getting the cover....

Was going to say Peter Best too... they insure my armoured car at a very good price, so would recomend them anytime, got a discount as I'm in a military vehicle club, not sure how much but wasn't fussed. You might want to try joining a Military vehicle club and they have lots of specialist companies they use and is usually a topic of conversation for them.  :idea:

Yeah with peter best myself on my 88" and there really good would recomend to anyone

mmm your in andover and you have an amoured car .....
Havent been up on the planes picking up bits off the ranges have we ?

 

[Lord]

Some times it's the only way to get bits.... well she passed 50 last year.... and the tyres are not made that size anymore..... well as long as they don't wreck them on the ranges too much there's always something to get off to fix a minor hic-up...  :)

[the loon]

Some times it's the only way to get bits.... well she passed 50 last year.... and the tyres are not made that size anymore..... well as long as they don't wreck them on the ranges too much there's always something to get off to fix a minor hic-up...  :)

 :lol:
as long as its not ticking or fizzing

 [-o<